2026 Rankings

Best Banks in California

50 banks in California ranked by our TFS Financial Health Grade. Scores based on capital adequacy, asset quality, earnings, and consumer protection data.

Rank	Institution	City	Assets	Score	Grade
1	East West Bank	Pasadena	$79.7B	84.5	B
2	HCN Bank	Riverside	$974.9M	83.9	B
3	Bank of Stockton	Stockton	$4.8B	83.0	B
4	West Coast Community Bank	Santa Cruz	$2.9B	81.5	B-
5	Cathay Bank	Los Angeles	$24.2B	81.5	B-
6	FFB Bank	Fresno	$1.6B	81.5	B-
7	City National Bank	Los Angeles	$98.4B	81.3	B-
8	Farmers & Merchants Bank of Central California	Lodi	$5.7B	80.9	B-
9	Axos Bank	San Diego	$27.2B	80.8	B-
10	Infinity Bank	Santa Ana	$356.0M	80.8	B-
11	Preferred Bank	Los Angeles	$7.6B	79.8	C+
12	Bank of San Francisco	San Francisco	$733.1M	79.4	C+
13	Community Commerce Bank	Claremont	$411.6M	79.2	C+
14	Citizens Business Bank, National Association	Ontario	$15.6B	78.8	C+
15	Community West Bank	Fresno	$3.7B	78.8	C+
16	Five Star Bank	Roseville	$4.8B	78.7	C+
17	Community Bank of Santa Maria	Santa Maria	$428.7M	78.2	C+
18	Commonwealth Business Bank	Los Angeles	$2.0B	78.0	C+
19	C3bank, National Association	Encinitas	$996.2M	77.8	C+
20	Banc of California	Los Angeles	$34.7B	77.5	C+
21	River City Bank	Sacramento	$5.8B	77.2	C+
22	American Business Bank	Los Angeles	$4.4B	77.0	C
23	CalPrivate Bank	La Jolla	$2.5B	76.9	C
24	California Bank of Commerce, National Association	San Diego	$4.0B	76.8	C
25	Redwood Capital Bank	Eureka	$531.6M	76.5	C
26	The Bank of New York Mellon Trust Company, National Association	Los Angeles	$1.4B	76.4	C
27	Royal Business Bank	Los Angeles	$4.2B	76.4	C
28	PCB Bank	Los Angeles	$3.3B	76.3	C
29	Oak Valley Community Bank	Oakdale	$2.0B	76.2	C
30	Tri Counties Bank	Chico	$9.8B	75.8	C
31	Bank of America California, National Association	San Francisco	$15.5B	75.7	C
32	California Business Bank	Irvine	$122.0M	75.7	C
33	Hanmi Bank	Los Angeles	$7.8B	75.6	C
34	Partners Bank of California	Mission Viejo	$712.6M	75.4	C
35	United Business Bank	Walnut Creek	$2.6B	74.9	C
36	Summit Bank	Oakland	$278.8M	74.8	C
37	First Commercial Bank (USA)	Alhambra	$835.9M	74.8	C
38	American Riviera Bank	Santa Barbara	$1.4B	74.8	C
39	Mission Valley Bank	Sun Valley	$759.5M	74.7	C
40	Endeavor Bank	San Diego	$769.9M	74.5	C
41	First Northern Bank of Dixon	Dixon	$1.9B	74.3	C
42	Commercial Bank of California	Irvine	$3.7B	74.3	C
43	Murphy Bank	Fresno	$365.3M	74.2	C
44	Plumas Bank	Quincy	$2.2B	74.1	C
45	State Bank of India (California)	Los Angeles	$1.3B	74.0	C
46	Mechanics Bank	Walnut Creek	$22.4B	74.0	C
47	Commerce West Bank	Irvine	$1.5B	74.0	C
48	Farmers and Merchants Bank of Long Beach	Long Beach	$11.8B	74.0	C
49	Column National Association	Chico	$849.9M	73.9	C
50	Heritage Bank of Commerce	San Jose	$5.8B	73.8	C

Rankings based on TFS Financial Health Grades, calculated from FDIC quarterly financial data. Scores reflect capital adequacy, asset quality, earnings, liquidity, growth, and consumer protection metrics.Learn about our methodology

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