Total Assets
$6.0B
Total Deposits
$5.4B
Branches
9
Established
1963
River City Bank is a bank headquartered in Sacramento, California, established in 1963. It holds $6.0B in total assets across 9 branch locations. In our editorial opinion, based on public FDIC/NCUA data, River City Bank earns a TFS Financial Health Grade of B+ (82.3/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
82.3 / 100
Good financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
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Financial data through June 30, 2026. Updated by TFS August 28, 2026. Data sourced from FDIC BankFind Suite as of 2026-Q2. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| River City BankHQ | 2480 Natomas Park Dr | Sacramento | CA | 11 |
| River City Bank | 5650 Sunrise Blvd | Citrus Heights | CA | 11 |
| River City Bank | 239 E St | Davis | CA | 11 |
| River City Bank | 8923 Elk Grove Blvd | Elk Grove | CA | 11 |
| River City Bank | 775 Baywood Dr | Petaluma | CA | 24 |
| River City Bank | 348 Main St | Placerville | CA | 11 |
| River City Bank | 4033 Cavitt Stallman Rd | Roseville | CA | 11 |
| River City Bank | 900 Howe Ave | Sacramento | CA | 11 |
| River City Bank | 199 Main St | Woodland | CA | 11 |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured banks reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
82.3
Tier 1 capital ratio
9.22%
Return on assets
1.26%
Non-performing loans
0.00%
Efficiency ratio
30.55%
Asset growth (YoY)
13.52%
Suggested direct comparisons
Sacramento, CA
$79.9M
$5.8B
Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.