Total Assets
$554.2M
Total Deposits
$490.1M
Branches
6
Established
1936
FIRST U.S. COMMUNITY is a credit union headquartered in Sacramento, California, established in 1936. It holds $554.2M in total assets across 6 branch locations. In our editorial opinion, based on public FDIC/NCUA data, FIRST U.S. COMMUNITY earns a TFS Financial Health Grade of C- (64.5/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
64.5 / 100
Average financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
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Financial data through March 31, 2026. Updated by TFS August 28, 2026. Data sourced from NCUA Call Reports as of 2026-Q1. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| First US Community CUHQ | 580 University Ave | Sacramento | CA | Full Service |
| Auburn Branch | 424 Grass Valley Hwy | Auburn | CA | Full Service |
| Gold River Branch | 11220 Gold Express Dr Ste 405 | Gold River | CA | Full Service |
| Grass Valley Branch | 2090 Nevada City Hwy | Grass Valley | CA | Full Service |
| Rocklin Branch | 6843 Lonetree Blvd Ste 101 | Rocklin | CA | Full Service |
| Watt Branch | 2150 Watt Ave | Sacramento | CA | Full Service |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured credit unions reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
64.5
Net worth ratio
11.66%
Return on assets
-0.27%
60+ day delinquency
0.71%
Suggested direct comparisons
Sacramento, CA
$79.9M
Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.