Before automatic renewal
Turn your maturity notice into a review date, a grace-period estimate, and calendar reminders. Compare a renewal APY with an alternative without guessing your bank’s terms.
Use your account agreement, maturity notice, or a direct answer from the institution. Grace periods and renewal instructions vary by product.
The grace-end date is a planning estimate based only on the number you enter. Verify whether your institution counts calendar or business days, its cutoff time, and what happens if maturity falls on a holiday.
Your renewal timeline
Review choices by
Add a maturity date
CD matures
Add a maturity date
Estimated grace end
Need your bank’s terms
Calendar reminders are local downloads. This tool cannot stop a renewal or send instructions to your institution. Check the actual renewal rate before maturity.
Read the disclosure for your specific CD, including automatic renewal, rate, partial withdrawals, and instructions. The CFPB explains CD renewal; the actual window comes from your institution. Our CD terms directory shows reviewed source coverage when available and says when rules need manual confirmation.
If you have CDs at multiple banks, add them to your free CD organizer to see the upcoming maturity calendar together.