Total Assets
$5.4B
Total Deposits
$4.8B
Branches
9
Established
1999
Five Star Bank is a bank headquartered in Roseville, California, established in 1999. It holds $5.4B in total assets across 9 branch locations. In our editorial opinion, based on public FDIC/NCUA data, Five Star Bank earns a TFS Financial Health Grade of B+ (82.7/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
82.7 / 100
Good financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
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Financial data through June 30, 2026. Updated by TFS August 28, 2026. Data sourced from FDIC BankFind Suite as of 2026-Q2. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| Five Star BankHQ | 2240 Douglas Blvd | Roseville | CA | 11 |
| Five Star Bank | 1370 E Lassen Ave | Chico | CA | 11 |
| Five Star Bank | 9250 Laguna Springs Dr | Elk Grove | CA | 11 |
| Five Star Bank | 3100 Zinfandel Dr | Rancho Cordova | CA | 11 |
| Five Star Bank | 358 Hartnell Ave | Redding | CA | 11 |
| Five Star Bank | 2400 Del Paso Rd | Sacramento | CA | 11 |
| Five Star Bank | 345 California Street | San Francisco | CA | 11 |
| Five Star Bank | 1333 N California Blvd | Walnut Creek | CA | 11 |
| Five Star Bank | 855 Harter Pkwy | Yuba City | CA | 11 |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured banks reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
82.7
Tier 1 capital ratio
10.25%
Return on assets
1.62%
Non-performing loans
0.30%
Efficiency ratio
37.32%
Asset growth (YoY)
21.88%
Suggested direct comparisons
Los Angeles, CA
$34.9B
Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.