Total Assets
$3.7B
Total Deposits
$2.9B
Branches
35
Established
1978
Bank of the Sierra is a bank headquartered in Porterville, California, established in 1978. It holds $3.7B in total assets across 35 branch locations. In our editorial opinion, based on public FDIC/NCUA data, Bank of the Sierra earns a TFS Financial Health Grade of B+ (85.0/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
85.0 / 100
Good financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
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Financial data through June 30, 2026. Updated by TFS August 28, 2026. Data sourced from FDIC BankFind Suite as of 2026-Q2. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| Bank of the SierraHQ | 90 N Main St | Porterville | CA | 11 |
| Bank of the Sierra | 8500 Ming Ave | Bakersfield | CA | 11 |
| Bank of the Sierra | 4456 California Ave | Bakersfield | CA | 11 |
| Bank of the Sierra | 2501 Mount Vernon Ave | Bakersfield | CA | 11 |
| Bank of the Sierra | 4060 Coffee Rd | Bakersfield | CA | 11 |
| Bank of the Sierra | 8031 California City Blvd | California City | CA | 11 |
| Bank of the Sierra | 1835 Shaw Ave | Clovis | CA | 11 |
| Bank of the Sierra | 1126 Main St | Delano | CA | 11 |
| Bank of the Sierra | 401 E Tulare St | Dinuba | CA | 11 |
| Bank of the Sierra | 1103 W Visalia Rd | Exeter | CA | 11 |
| Bank of the Sierra | 400 W Visalia Rd | Farmersville | CA | 11 |
| Bank of the Sierra | 527 Sespe Ave | Fillmore | CA | 11 |
| Bank of the Sierra | 7391 N Palm Ave | Fresno | CA | 11 |
| Bank of the Sierra | 636 E Shaw Ave | Fresno | CA | 11 |
| Bank of the Sierra | 5775 E Kings Canyon Rd | Fresno | CA | 11 |
| Bank of the Sierra | 427 W Lacey Blvd | Hanford | CA | 11 |
| Bank of the Sierra | 142 S Mirage Ave | Lindsay | CA | 11 |
| Bank of the Sierra | 705 W Central Ave | Lompoc | CA | 11 |
| Bank of the Sierra | 402 W Ojai Ave | Ojai | CA | 11 |
| Bank of the Sierra | 1207 Spring St | Paso Robles | CA | 11 |
| Bank of the Sierra | 1401 Dolliver St Ste B | Pismo Beach | CA | 11 |
| Bank of the Sierra | 1498 W Olive Ave | Porterville | CA | 11 |
| Bank of the Sierra | 86 N Main St | Porterville | CA | 13 |
| Bank of the Sierra | 1095 W Manning Ave | Reedley | CA | 11 |
| Bank of the Sierra | 500 Marsh St | San Luis Obispo | CA | 11 |
| Bank of the Sierra | 21 E Carrillo St | Santa Barbara | CA | 11 |
| Bank of the Sierra | 901 E Main St | Santa Paula | CA | 11 |
| Bank of the Sierra | 2450 Mccall Ave | Selma | CA | 11 |
| Bank of the Sierra | 224 W F St | Tehachapi | CA | 11 |
| Bank of the Sierra | 40884 Sierra Dr | Three Rivers | CA | 11 |
| Bank of the Sierra | 1430 E Prosperity Ave | Tulare | CA | 11 |
| Bank of the Sierra | 89 S California St | Ventura | CA | 11 |
| Bank of the Sierra | 128 E Main St | Visalia | CA | 11 |
| Bank of the Sierra | 2515 S Mooney Blvd | Visalia | CA | 11 |
| Bank of the Sierra | 232 N Valencia Blvd | Woodlake | CA | 11 |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured banks reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
85.0
Tier 1 capital ratio
12.25%
Return on assets
1.33%
Non-performing loans
0.43%
Efficiency ratio
54.86%
Asset growth (YoY)
-1.27%
Suggested direct comparisons
Los Angeles, CA
$34.9B
Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.