Total Assets
$920.0M
Total Deposits
$720.8M
Branches
11
Established
1954
CERTIFIED is a credit union headquartered in El Monte, California, established in 1954. It holds $920.0M in total assets across 11 branch locations. In our editorial opinion, based on public FDIC/NCUA data, CERTIFIED earns a TFS Financial Health Grade of B+ (85.2/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
85.2 / 100
Good financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
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Financial data through March 31, 2026. Updated by TFS August 28, 2026. Data sourced from NCUA Call Reports as of 2026-Q1. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| El MonteHQ | 4455 Arden Dr | El Monte | CA | Full Service |
| Brea | 200 N Puente St | Brea | CA | Full Service |
| Commerce | 4820 S Eastern Ave Ste L | Commerce | CA | Full Service |
| Costa Mesa | 3333 Fairview Rd | Costa Mesa | CA | Full Service |
| Diamond Bar | 1310 Valley Vista Dr | Diamond Bar | CA | Full Service |
| Fullerton Branch | 1421 Manhattan Ave | Fullerton | CA | Full Service |
| Granada Hills Branch | 16830 San Fernando Mission Blvd | Granada Hills | CA | Full Service |
| MWD | 700 N Alameda St | Los Angeles | CA | Full Service |
| San Bernardino | 420 E Hospitality Ln Ste A6 | San Bernardino | CA | Full Service |
| San Diego Branch | 3550 Murphy Canyon Rd | San Diego | CA | Full Service |
| West Covina | 1230 Lakes Dr Ste 108 | West Covina | CA | Full Service |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured credit unions reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
85.2
Net worth ratio
20.52%
Return on assets
1.25%
60+ day delinquency
0.42%
Suggested direct comparisons
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Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.