What is EDUCATIONAL EMPLOYEES's financial health grade?

EDUCATIONAL EMPLOYEES has a TFS Financial Health Grade of B+ (score: 85.2/100). This grade is based on capital adequacy, asset quality, earnings, and consumer protection metrics.

How many branches does EDUCATIONAL EMPLOYEES have?

EDUCATIONAL EMPLOYEES has 23 branch locations across the United States.

Is EDUCATIONAL EMPLOYEES FDIC insured?

EDUCATIONAL EMPLOYEES is a credit union insured by the NCUA (Charter #60520).

What are the total assets of EDUCATIONAL EMPLOYEES?

EDUCATIONAL EMPLOYEES has total assets of $5.4B as reported in its most recent FDIC filing.

EDUCATIONAL EMPLOYEES: TFS Grade & Financial Health

Credit UnionFRESNO, California

Compare EDUCATIONAL EMPLOYEESCD withdrawal tools

Total Assets

$5.4B

Total Deposits

$4.6B

Branches

Established

1934

EDUCATIONAL EMPLOYEES is a credit union headquartered in FRESNO, California, established in 1934. It holds $5.4B in total assets across 23 branch locations. In our editorial opinion, based on public FDIC/NCUA data, EDUCATIONAL EMPLOYEES earns a TFS Financial Health Grade of B+ (85.2/100) — our editorial assessment, not an official rating or financial advice.

TFS Health Grade

B+

85.2 / 100

Good financial health

How we grade

TFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.

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Capital & Safety

Net Worth Ratio

14.07%(7%)

60+ Day Delinquency Ratio

0.20%

Profitability

Return on Assets (ROA)

1.77%(1%)

Return on Equity (ROE)

12.55%(10%)

Net Interest Margin—

Efficiency Ratio—

Lending & Liquidity

Total Loans

$2.3B

Loan-to-Deposit Ratio

49.16%

Net Charge-Off Ratio

0.48%

Growth

Asset Growth (YoY)—

Other banks in California

SAN JOAQUIN POWER EMPLOYEES

FRESNO, CA

$173.3M

B-

CENTRAL VALLEY FIREFIGHTERS

FRESNO, CA

$49.9M

GREATER VALLEY

FRESNO, CA

$33.4M

FRESNO GRANGERS

Branch	Address	City	State	Type
CorporateHQ	2222 W Shaw Ave	Fresno	CA	Full Service
Armstrong	2186 Shaw Ave	Clovis	CA	Full Service
Clovis North	1660 Herndon Ave Ste 101	Clovis	CA	Full Service
Clovis Old Town	430 Pollasky Ave	Clovis	CA	Full Service
Barstow	455 E Barstow Ave	Fresno	CA	Full Service
Clinton Way	4986 E Clinton Way	Fresno	CA	Full Service
Clovis West	1070 E Teague Ave	Fresno	CA	Full Service
Milburn	6745 N Milburn Ave	Fresno	CA	Full Service
Perrin	9515 N Sommerville Dr	Fresno	CA	Full Service
Sunnyside	5640 E Kings Canyon Rd	Fresno	CA	Full Service
Valentine	3488 W Shaw Ave	Fresno	CA	Full Service
Van Ness	1177 Van Ness Ave Ste 100	Fresno	CA	Full Service
Hanford	1460 W 7th St Ste 101	Hanford	CA	Full Service
Madera	413 W Yosemite Ave Ste 101	Madera	CA	Full Service
Merced	755 E Yosemite Ave Ste A	Merced	CA	Full Service
Paso Robles	2341 Theatre Dr	Paso Robles	CA	Full Service
Porterville	14 N Main St Ste E	Porterville	CA	Full Service
Reedley	873 W North Ave	Reedley	CA	Full Service
Sanger	740 Bethel Ave	Sanger	CA	Full Service
Selma	2029 High St	Selma	CA	Full Service
Tulare	1398 E Prosperity Ave	Tulare	CA	Full Service
Demaree	3212 N Demaree St Ste A	Visalia	CA	Full Service
Visalia	3612 S Mooney Blvd	Visalia	CA	Full Service

Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

No institution-level regulatory actions are currently published in TFS's exact-ID registry. Coverage is curated and this does not prove that no action exists.

Institution Details

Institution TypeCredit Union

NCUA Charter #60520

FDIC/NCUA InsuredYes

Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.

Same-period peer analysis · 2026-Q1

EDUCATIONAL EMPLOYEES compared with similar credit unions

Benchmarked against 60 active, federally insured credit unions reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.

Choose another

TFS health score

85.2

better than peers

90th percentileMedian 71.1

Net worth ratio

14.07%

better than peers

93rd percentileMedian 10.59%

Return on assets

1.77%

better than peers