What is Enterprise Bank of South Carolina's financial health grade?

Enterprise Bank of South Carolina has a TFS Financial Health Grade of D- (score: 60.8/100). This grade is based on capital adequacy, asset quality, earnings, and consumer protection metrics.

How many branches does Enterprise Bank of South Carolina have?

Enterprise Bank of South Carolina has 12 branch locations across the United States.

Is Enterprise Bank of South Carolina FDIC insured?

Yes, Enterprise Bank of South Carolina is FDIC insured (Certificate #11539).

What are the total assets of Enterprise Bank of South Carolina?

Enterprise Bank of South Carolina has total assets of $491.1M as reported in its most recent FDIC filing.

Enterprise Bank of South Carolina

BankEhrhardt, South Carolina

https://ebsc.bank

Total Assets

$491.1M

Total Deposits

$459.7M

Branches

Established

1920

TFS Health Grade

D-

60.8 / 100

Below average financial health

How we grade

Enterprise Bank of South Carolina is a bank headquartered in Ehrhardt, South Carolina, established in 1920. With $491.1M in total assets and 12 branch locations, it has a TFS Financial Health Grade of D- (60.8/100).

Capital & Safety

Tier 1 Capital Ratio

7.57%(8%)

Total Capital Ratio

13.39%(10%)

Non-Performing Loan Ratio

3.78%

Profitability

Return on Assets (ROA)

2.30%(1%)

Return on Equity (ROE)

55.88%(10%)

Net Interest Margin

3.57%

Efficiency Ratio

70.92%(60%)

Lending & Liquidity

Total Loans

$278.7M

Loan-to-Deposit Ratio

60.20%

Net Charge-Off Ratio

Other banks in South Carolina

United Community Bank

Bank

Greenville, SC

$27.9B

FOUNDERS

Lancaster, SC

$5.1B

Southern First Bank

Bank

Greenville, SC

$4.4B

D+

SOUTH CAROLINA

Branch	Address	City	State	Type
Enterprise Bank of South CarolinaHQ	13497 Broxton Bridge Rd	Ehrhardt	SC	11
Enterprise Bank of South Carolina	2727 Main Hwy	Bamberg	SC	11
Enterprise Bank of South Carolina	287 Main St	Barnwell	SC	11
Enterprise Bank of South Carolina	596 Main St	Blackville	SC	11
Enterprise Bank of South Carolina	11003 Cottageville Hwy	Cottageville	SC	11
Enterprise Bank of South Carolina	4668 Carolina Hwy	Denmark	SC	11
Enterprise Bank of South Carolina	804 Oyster Park Dr	Edisto Island	SC	11
Enterprise Bank of South Carolina	577 Ridgeville Rd	Ridgeville	SC	11
Enterprise Bank of South Carolina	7222 Festival Trail Rd	Springfield	SC	11
Enterprise Bank of South Carolina	1105 N Jefferies Blvd	Walterboro	SC	11
Enterprise Bank of South Carolina	776 Bells Hwy	Walterboro	SC	11
Enterprise Bank of South Carolina	12960 Main St	Williston	SC	11

Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Institution Details

Institution TypeBank

FDIC Certificate #11539

Primary RegulatorFDIC

FDIC/NCUA InsuredYes

Data sourced from FDIC / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.