Total Assets
$2.4B
Total Deposits
$2.1B
Branches
11
Established
2004
Coastal States Bank is a bank headquartered in Hilton Head Island, South Carolina, established in 2004. It holds $2.4B in total assets across 11 branch locations. In our editorial opinion, based on public FDIC/NCUA data, Coastal States Bank earns a TFS Financial Health Grade of B (80.6/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
80.6 / 100
Good financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
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Financial data through June 30, 2026. Updated by TFS August 28, 2026. Data sourced from FDIC BankFind Suite as of 2026-Q2. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| Coastal States BankHQ | 5 Bow Cir | Hilton Head Island | SC | 11 |
| Coastal States Bank | 3000 Summit Pl | Alpharetta | GA | 11 |
| Coastal States Bank | 2841 Akers Mill Rd Se | Atlanta | GA | 11 |
| Coastal States Bank | 6160 Roswell Rd | Atlanta | GA | 11 |
| Coastal States Bank | 5835 Bethelview Rd | Cumming | GA | 11 |
| Coastal States Bank | 70 Carlisle Rd | Dawsonville | GA | 11 |
| Coastal States Bank | 339 Martin Luther King Jr Blvd | Savannah | GA | 11 |
| Coastal States Bank | 1029 Boundary St | Beaufort | SC | 11 |
| Coastal States Bank | 32 William Pope Dr | Bluffton | SC | 11 |
| Coastal States Bank | 7 Thurmond Way | Bluffton | SC | 11 |
| Coastal States Bank | 98 N Main St | Hilton Head Island | SC | 11 |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured banks reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
80.6
Tier 1 capital ratio
11.12%
Return on assets
1.17%
Non-performing loans
0.95%
Efficiency ratio
58.63%
Asset growth (YoY)
9.02%
Suggested direct comparisons
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Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.