2026 Rankings

Best Banks in West Virginia

42 banks in West Virginia ranked by our TFS Financial Health Grade. Scores based on capital adequacy, asset quality, earnings, and consumer protection data.

Rank	Institution	City	Assets	Score	Grade
1	The Bank of Monroe	Union	$252.2M	79.5	C+
2	City National Bank of West Virginia	Charleston	$6.7B	79.3	C+
3	Guaranty Bank Inc.	Williamson	$147.4M	78.0	C+
4	Citizens Bank of West Virginia, Inc.	Elkins	$704.6M	77.3	C+
5	Potomac Bank	Charles Town	$943.0M	75.4	C
6	CNB Bank, Inc.	Berkeley Springs	$786.3M	74.2	C
7	Jefferson Security Bank	Shepherdstown	$562.2M	72.9	C-
8	Citizens Bank of Morgantown, Inc.	Morgantown	$51.6M	72.5	C-
9	First Federal Savings & Loan Association of Ravenswood	Ravenswood	$27.0M	72.0	C-
10	Clear Mountain Bank	Bruceton Mills	$984.9M	71.4	C-
11	The Citizens Bank of Weston	Weston	$299.3M	71.4	C-
12	Pioneer Community Bank, Inc.	Iaeger	$182.6M	70.8	C-
13	Hancock County Savings Bank, F.S.B.	Chester	$482.4M	70.8	C-
14	Mountain Valley Bank, N.A.	Elkins	$199.0M	70.3	C-
15	Pendleton Community Bank, Inc.	Franklin	$814.3M	70.2	C-
16	The Poca Valley Bank, Inc.	Walton	$649.3M	70.0	C-
17	The Bank of Romney	Romney	$365.0M	69.5	D+
18	The First National Bank of Peterstown	Peterstown	$84.1M	69.3	D+
19	West Union Bank	West Union	$300.8M	69.0	D+
20	MVB Bank, Inc	Fairmont	$3.3B	68.9	D+
21	Putnam County Bank	Hurricane	$650.6M	68.3	D+
22	Davis Trust Company	Elkins	$263.3M	68.0	D+
23	The Grant County Bank	Petersburg	$396.7M	67.8	D+
24	Freedom Bank, Inc.	Belington	$422.3M	67.7	D+
25	FNB Bank, Inc.	Romney	$274.0M	67.3	D+
26	WesBanco Bank, Inc.	Wheeling	$27.6B	66.8	D
27	Calhoun County Bank, Inc.	Grantsville	$212.9M	66.8	D
28	Capon Valley Bank	Wardensville	$236.8M	66.5	D
29	The Fayette County National Bank of Fayetteville	Fayetteville	$154.6M	65.8	D
30	Williamstown Bank, Inc.	Williamstown	$228.5M	65.7	D
31	Clay County Bank, Inc.	Clay	$135.7M	65.4	D
32	The First National Bank of Williamson	Williamson	$118.5M	64.3	D
33	Logan Bank & Trust Company	Logan	$359.9M	64.2	D
34	MCNB Bank and Trust Co.	Welch	$362.7M	63.0	D
35	First Exchange Bank	White Hall	$376.5M	62.8	D-
36	The Pleasants County Bank	Saint Marys	$79.4M	62.5	D-
37	The Harrison County Bank	Lost Creek	$158.3M	62.4	D-
38	Huntington Federal Savings Bank	Huntington	$553.1M	61.3	D-
39	Community Bank of Parkersburg	Parkersburg	$321.6M	58.5	F
40	Whitesville State Bank	Whitesville	$138.0M	58.1	F
41	First Neighborhood Bank	Spencer	$156.4M	54.6	F
42	Miners & Merchants Bank	Thomas	$66.8M	53.1	F

Rankings based on TFS Financial Health Grades, calculated from FDIC quarterly financial data. Scores reflect capital adequacy, asset quality, earnings, liquidity, growth, and consumer protection metrics.Learn about our methodology

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