Total Assets
$805.7M
Total Deposits
$652.5M
Branches
8
Established
1917
CNB Bank, Inc. is a bank headquartered in Berkeley Springs, West Virginia, established in 1917. It holds $805.7M in total assets across 8 branch locations. In our editorial opinion, based on public FDIC/NCUA data, CNB Bank, Inc. earns a TFS Financial Health Grade of B+ (82.3/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
82.3 / 100
Good financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
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Financial data through June 30, 2026. Updated by TFS August 28, 2026. Data sourced from FDIC BankFind Suite as of 2026-Q2. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| CNB Bank, Inc.HQ | 101 S Washington St | Berkeley Springs | WV | 11 |
| CNB Bank, Inc. | 17803 Virginia Ave. | Hagerstown | MD | 11 |
| CNB Bank, Inc. | 1625 Dual Hwy | Hagerstown | MD | 11 |
| CNB Bank, Inc. | 333 E Main St | Hancock | MD | 11 |
| CNB Bank, Inc. | 1610 Valley Rd | Berkeley Springs | WV | 11 |
| CNB Bank, Inc. | 1231 T J Jackson Dr | Falling Waters | WV | 11 |
| CNB Bank, Inc. | 14994 Apple Harvest Dr | Martinsburg | WV | 11 |
| CNB Bank, Inc. | 2646 Hedgesville Rd | Martinsburg | WV | 11 |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured banks reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
82.3
Tier 1 capital ratio
9.50%
Return on assets
1.05%
Non-performing loans
0.09%
Efficiency ratio
64.16%
Asset growth (YoY)
19.59%
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Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.