Total Assets
$1.0B
Total Deposits
$887.5M
Branches
12
Established
1931
Clear Mountain Bank is a bank headquartered in Bruceton Mills, West Virginia, established in 1931. It holds $1.0B in total assets across 12 branch locations. In our editorial opinion, based on public FDIC/NCUA data, Clear Mountain Bank earns a TFS Financial Health Grade of A (92.3/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
92.3 / 100
Excellent financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
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Financial data through June 30, 2026. Updated by TFS August 28, 2026. Data sourced from FDIC BankFind Suite as of 2026-Q2. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| Clear Mountain BankHQ | 160 Morgantown St | Bruceton Mills | WV | 11 |
| Clear Mountain Bank | 12730 Garrett Hwy | Oakland | MD | 11 |
| Clear Mountain Bank | 15 Sweetbrier Ln | Bridgeport | WV | 11 |
| Clear Mountain Bank | 330 E Main St | Kingwood | WV | 11 |
| Clear Mountain Bank | 1889 Earl L Core Rd | Morgantown | WV | 11 |
| Clear Mountain Bank | 102 Venture Dr | Morgantown | WV | 11 |
| Clear Mountain Bank | 946 Maple Drive | Morgantown | WV | 11 |
| Clear Mountain Bank | 115 N Robert Stone Way | Reedsville | WV | 11 |
| Clear Mountain Bank | 41 S Buffalo St | Rowlesburg | WV | 11 |
| Clear Mountain Bank | 86 Skidmore Lane | Sutton | WV | 11 |
| Clear Mountain Bank | 1101 E State Ave | Terra Alta | WV | 11 |
| Clear Mountain Bank | 241 Middletown Loop | White Hall | WV | 11 |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured banks reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
92.3
Tier 1 capital ratio
13.08%
Return on assets
1.65%
Non-performing loans
0.30%
Efficiency ratio
57.59%
Asset growth (YoY)
4.76%
Suggested direct comparisons
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Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.