2026 Rankings

Best Banks in North Dakota

50 banks in North Dakota ranked by our TFS Financial Health Grade. Scores based on capital adequacy, asset quality, earnings, and consumer protection data.

Rank	Institution	City	Assets	Score	Grade
1	Dakota Western Bank	Bowman	$420.8M	81.8	B-
2	McIntosh County Bank	Ashley	$113.6M	79.2	C+
3	Western State Bank	Devils Lake	$2.6B	78.2	C+
4	Peoples State Bank of Velva	Velva	$189.1M	77.1	C+
5	Merchants Bank	Rugby	$269.5M	76.4	C
6	The Citizens State Bank at Mohall	Mohall	$79.5M	75.2	C
7	American State Bank & Trust Company of Williston	Williston	$647.5M	74.0	C
8	Dakota Community Bank & Trust, National Association	Hebron	$1.4B	74.0	C
9	Unison Bank	Jamestown	$599.4M	74.0	C
10	State Bank of Bottineau	Bottineau	$119.5M	73.7	C
11	Commercial Bank of Mott	Mott	$138.3M	73.3	C
12	Cornerstone Bank	Fargo	$1.8B	73.0	C
13	First International Bank & Trust	Watford City	$6.2B	73.0	C
14	First State Bank & Trust	Williston	$535.8M	72.7	C-
15	Rolette State Bank	Rolette	$49.2M	72.6	C-
16	Bravera Bank	Dickinson	$3.8B	72.4	C-
17	Farmers & Merchants Bank of North Dakota	Tolna	$118.9M	71.4	C-
18	BankNorth	Arthur	$697.0M	71.3	C-
19	Grant County State Bank	Carson	$47.0M	71.3	C-
20	KodaBank	Drayton	$533.7M	71.3	C-
21	Bank Forward	Fargo	$1.1B	70.9	C-
22	TruCommunity Bank	Garrison	$330.0M	70.6	C-
23	Security First Bank of North Dakota	New Salem	$284.6M	70.6	C-
24	Starion Bank	Bismarck	$2.1B	70.5	C-
25	Farmers and Merchants State Bank	Langdon	$150.3M	69.8	D+
26	First State Bank of Golva	Golva	$117.0M	69.8	D+
27	Strasburg State Bank	Strasburg	$99.6M	69.7	D+
28	Dakota Heritage Bank	Hunter	$424.5M	69.7	D+
29	American Federal Bank	Fargo	$782.9M	69.7	D+
30	Horizon Financial Bank	Munich	$206.0M	69.5	D+
31	Peoples State Bank	Westhope	$71.6M	69.3	D+
32	United Valley Bank	Cavalier	$722.8M	69.0	D+
33	First State Bank	Buxton	$409.7M	69.0	D+
34	Citizens State Bank of Lankin	Lankin	$72.2M	68.9	D+
35	First State Bank of Cando	Cando	$74.2M	68.8	D+
36	Kindred State Bank	Kindred	$42.9M	68.7	D+
37	State Bank & Trust of Kenmare	Kenmare	$191.2M	68.2	D+
38	First United Bank	Park River	$723.7M	68.1	D+
39	Peoples State Bank, Fairmount, N. D.	Fairmount	$36.0M	67.5	D+
40	Kirkwood Bank & Trust Co.	Bismarck	$389.4M	67.2	D+
41	Border Bank	Fargo	$1.1B	67.0	D
42	First Security Bank - West	Beulah	$70.4M	66.9	D
43	First National Bank and Trust Co. of Bottineau	Bottineau	$163.6M	66.0	D
44	Liberty State Bank	Powers Lake	$157.6M	65.7	D
45	Lincoln State Bank	Hankinson	$126.1M	65.3	D
46	The Union Bank	Beulah	$327.2M	65.2	D
47	Bell Bank	Fargo	$14.4B	65.1	D
48	Bank of Hazelton	Hazelton	$74.9M	64.8	D
49	State Bank of Lakota	Lakota	$66.9M	64.7	D
50	Alerus Financial, National Association	Grand Forks	$5.2B	64.5	D

Rankings based on TFS Financial Health Grades, calculated from FDIC quarterly financial data. Scores reflect capital adequacy, asset quality, earnings, liquidity, growth, and consumer protection metrics.Learn about our methodology

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