Total Assets
$6.2B
Total Deposits
$5.5B
Branches
28
Established
1910
First International Bank & Trust is a bank headquartered in Watford City, North Dakota, established in 1910. It holds $6.2B in total assets across 28 branch locations. In our editorial opinion, based on public FDIC/NCUA data, First International Bank & Trust earns a TFS Financial Health Grade of B- (74.5/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
74.5 / 100
Good financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
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Financial data through June 30, 2026. Updated by TFS August 28, 2026. Data sourced from FDIC BankFind Suite as of 2026-Q2. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| First International Bank & TrustHQ | 100 N Main St | Watford City | ND | 11 |
| First International Bank & Trust | 6025 W Chandler Blvd | Chandler | AZ | 11 |
| First International Bank & Trust | 1628 N Higley Rd | Gilbert | AZ | 11 |
| First International Bank & Trust | 2231 E Camelback Rd | Phoenix | AZ | 11 |
| First International Bank & Trust | 7900 E Raintree Dr | Scottsdale | AZ | 11 |
| First International Bank & Trust | 3600 Minnesota Dr | Edina | MN | 11 |
| First International Bank & Trust | 865 37th Ave S | Moorhead | MN | 11 |
| First International Bank & Trust | Highway 10 And Beaulieu Street | Motley | MN | 23 |
| First International Bank & Trust | 111 4th St Ne | Staples | MN | 11 |
| First International Bank & Trust | 616 Oak Street | Alexander | ND | 11 |
| First International Bank & Trust | 1601 N 12th St | Bismarck | ND | 11 |
| First International Bank & Trust | 204 N Main St | Elgin | ND | 11 |
| First International Bank & Trust | 4501 40th Ave S | Fargo | ND | 11 |
| First International Bank & Trust | 3001 25th St S | Fargo | ND | 11 |
| First International Bank & Trust | 78 Main Ave S | Fessenden | ND | 11 |
| First International Bank & Trust | 1970 S Columbia Rd | Grand Forks | ND | 11 |
| First International Bank & Trust | 910 Lincoln Ave | Harvey | ND | 11 |
| First International Bank & Trust | Central And High Streets | Killdeer | ND | 11 |
| First International Bank & Trust | 4530 Memorial Hwy | Mandan | ND | 11 |
| First International Bank & Trust | 1600 S Broadway | Minot | ND | 11 |
| First International Bank & Trust | 2150 21st Ave Nw | Minot | ND | 11 |
| First International Bank & Trust | 150 16th St Sw | Minot | ND | 11 |
| First International Bank & Trust | 215 Highway 2 Sw | Rugby | ND | 11 |
| First International Bank & Trust | 313 Fox Hills Parkway North | Watford City | ND | 11 |
| First International Bank & Trust | 1350 13th Ave E | West Fargo | ND | 11 |
| First International Bank & Trust | 19 4th St E | Williston | ND | 11 |
| First International Bank & Trust | 1331 9th Ave W | Williston | ND | 11 |
| First International Bank & Trust | 601 S Minnesota Ave | Sioux Falls | SD | 11 |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured banks reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
74.5
Tier 1 capital ratio
9.06%
Return on assets
1.22%
Non-performing loans
1.54%
Efficiency ratio
70.42%
Asset growth (YoY)
12.36%
Suggested direct comparisons
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Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.