Total Assets
$751.6M
Total Deposits
$628.5M
Branches
9
Established
1905
United Valley Bank is a bank headquartered in Cavalier, North Dakota, established in 1905. It holds $751.6M in total assets across 9 branch locations. In our editorial opinion, based on public FDIC/NCUA data, United Valley Bank earns a TFS Financial Health Grade of B (79.4/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
79.4 / 100
Good financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
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Financial data through June 30, 2026. Updated by TFS August 28, 2026. Data sourced from FDIC BankFind Suite as of 2026-Q2. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| United Valley BankHQ | 211 Division Ave S | Cavalier | ND | 11 |
| United Valley Bank | 103 W 3rd St | Argyle | MN | 11 |
| United Valley Bank | 1901 Sahlstrom Dr | Crookston | MN | 11 |
| United Valley Bank | 203 S 2nd St | Hallock | MN | 11 |
| United Valley Bank | 114 Central Avenue S | Lancaster | MN | 23 |
| United Valley Bank | 326 Us Highway 59 | Mahnomen | MN | 11 |
| United Valley Bank | 205 Main Ave W | Twin Valley | MN | 11 |
| United Valley Bank | 3300 Jacks Way S | Fargo | ND | 11 |
| United Valley Bank | 2718 S Columbia Rd | Grand Forks | ND | 11 |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured banks reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
79.4
Tier 1 capital ratio
10.50%
Return on assets
1.10%
Non-performing loans
0.13%
Efficiency ratio
65.82%
Asset growth (YoY)
9.34%
Suggested direct comparisons
Grand Forks, ND
$5.3B
Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.