2026 Rankings

Best Banks in Kentucky

50 banks in Kentucky ranked by our TFS Financial Health Grade. Scores based on capital adequacy, asset quality, earnings, and consumer protection data.

Rank	Institution	City	Assets	Score	Grade
1	The Salyersville National Bank	Salyersville	$163.5M	98.1	A+
2	Cumberland Security Bank, Inc.	Somerset	$420.1M	95.2	A+
3	Republic Bank & Trust Company	Louisville	$7.1B	95.2	A+
4	The Lincoln National Bank of Hodgenville	Hodgenville	$454.4M	92.8	A
5	PBK BANK, INC.	Stanford	$175.6M	92.4	A
6	Community Trust Bank, Inc.	Pikeville	$6.9B	91.9	A
7	United Citizens Bank of Southern Kentucky	Columbia	$286.2M	91.7	A
8	The Peoples Bank	Taylorsville	$145.0M	90.9	A
9	The First National Bank of Grayson	Grayson	$371.9M	90.9	A
10	Edmonton State Bank	Glasgow	$1.2B	90.7	A
11	Citizens Deposit Bank of Arlington, Inc.	Arlington	$348.2M	90.6	A
12	Kentucky Farmers Bank Corporation	Catlettsburg	$328.5M	90.5	A
13	Town & Country Bank and Trust Company	Bardstown	$433.7M	90.2	A
14	First State Bank	Irvington	$402.0M	89.7	A
15	First & Farmers National Bank, Inc.	Somerset	$714.2M	89.6	A
16	Bank of Clarkson	Clarkson	$178.2M	89.5	A
17	The Citizens Bank	Hickman	$220.4M	89.1	A
18	United Southern Bank	Hopkinsville	$353.7M	88.7	A
19	Jackson County Bank	Mc Kee	$175.9M	88.6	A
20	Planters Bank, Inc.	Hopkinsville	$2.0B	88.5	A
21	GREEN RIVER AREA	OWENSBORO	$60.1M	88.3	A
22	The Paducah Bank and Trust Company	Paducah	$1.1B	88.0	A
23	The Citizens Bank	Morehead	$228.6M	87.7	A-
24	Century Bank of Kentucky, Inc.	Lawrenceburg	$208.1M	87.6	A-
25	Springfield State Bank	Springfield	$486.9M	87.5	A-
26	Taylor County Bank	Campbellsville	$243.8M	87.5	A-
27	The Cecilian Bank	Cecilia	$1.6B	87.3	A-
28	Wilson & Muir Bank & Trust Company	Bardstown	$818.4M	86.8	A-
29	United Community Bank of West Kentucky, Inc.	Morganfield	$524.9M	86.7	A-
30	Bank of Maysville	Maysville	$164.0M	86.4	A-
31	The First National Bank of Russell Springs	Russell Springs	$475.2M	86.2	A-
32	Stock Yards Bank & Trust Company	Louisville	$10.4B	86.2	A-
33	Citizens Bank of Cumberland County, Inc.	Burkesville	$94.9M	86.2	A-
34	Central Bank & Trust Co.	Lexington	$4.0B	85.8	B+
35	Bank of Edmonson County	Brownsville	$283.4M	85.6	B+
36	United Cumberland Bank	Whitley City	$460.2M	85.5	B+
37	Bank of Jamestown	Jamestown	$263.8M	85.3	B+
38	Bank of Columbia	Columbia	$231.1M	85.0	B+
39	Traditional Bank, Inc.	Mount Sterling	$2.4B	85.0	B+
40	Franklin Bank & Trust Company	Franklin	$803.6M	84.9	B+
41	South Central Bank, Inc.	Glasgow	$2.3B	84.9	B+
42	The Farmers Bank	Nicholasville	$282.7M	84.5	B+
43	The Sacramento Deposit Bank	Sacramento	$149.8M	84.4	B+
44	Carrollton Federal Bank	Carrollton	$43.6M	84.3	B+
45	NORTHERN KENTUCKY	Highland Height	$43.7M	84.3	B+
46	Hart County Bank and Trust Company	Munfordville	$24.1M	84.1	B+
47	Farmers Bank and Trust Company	Marion	$794.0M	83.9	B+
48	TRANSCEND	Louisville	$589.4M	83.9	B+
49	CLASS ACT	Louisville	$352.3M	83.8	B+
50	Farmers Bank and Trust Company	Princeton	$247.8M	83.7	B+

Rankings based on TFS Financial Health Grades, calculated from FDIC quarterly financial data. Scores reflect capital adequacy, asset quality, earnings, liquidity, growth, and consumer protection metrics.Learn about our methodology

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