Total Assets
$2.3B
Total Deposits
$2.0B
Branches
27
Established
1908
South Central Bank, Inc. is a bank headquartered in Glasgow, Kentucky, established in 1908. It holds $2.3B in total assets across 27 branch locations. In our editorial opinion, based on public FDIC/NCUA data, South Central Bank, Inc. earns a TFS Financial Health Grade of B+ (84.9/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
84.9 / 100
Good financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
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Financial data through June 30, 2026. Updated by TFS August 28, 2026. Data sourced from FDIC BankFind Suite as of 2026-Q2. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| South Central Bank, Inc.HQ | 208 S Broadway St | Glasgow | KY | 11 |
| South Central Bank, Inc. | 805 Lehman Ave | Bowling Green | KY | 11 |
| South Central Bank, Inc. | 1757 Campbell Ln | Bowling Green | KY | 11 |
| South Central Bank, Inc. | 5251 Scottsville Rd | Bowling Green | KY | 11 |
| South Central Bank, Inc. | 3505 Louisville Rd | Bowling Green | KY | 11 |
| South Central Bank, Inc. | 2710 Nashville Rd | Bowling Green | KY | 11 |
| South Central Bank, Inc. | 518 N Dixie Hwy | Cave City | KY | 11 |
| South Central Bank, Inc. | 702 W Stockton St | Edmonton | KY | 11 |
| South Central Bank, Inc. | 2908 Ring Rd | Elizabethtown | KY | 11 |
| South Central Bank, Inc. | 1000 N Dixie Ave | Elizabethtown | KY | 11 |
| South Central Bank, Inc. | 211 Main St | Fountain Run | KY | 11 |
| South Central Bank, Inc. | 204 S Main St | Franklin | KY | 11 |
| South Central Bank, Inc. | 615 Happy Valley Rd | Glasgow | KY | 11 |
| South Central Bank, Inc. | 501 S L Rogers Wells Blvd | Glasgow | KY | 13 |
| South Central Bank, Inc. | 165 Beaver Trl S | Glasgow | KY | 11 |
| South Central Bank, Inc. | 115 Southland Dr | Lexington | KY | 11 |
| South Central Bank, Inc. | 4910 Brownsboro Rd | Louisville | KY | 11 |
| South Central Bank, Inc. | 2715 Frederica St | Owensboro | KY | 11 |
| South Central Bank, Inc. | 1375 Carter Rd | Owensboro | KY | 11 |
| South Central Bank, Inc. | 3010 Highway 54 | Owensboro | KY | 11 |
| South Central Bank, Inc. | 24127 Louisville Rd | Park City | KY | 11 |
| South Central Bank, Inc. | 1118 W 9th St | Russellville | KY | 11 |
| South Central Bank, Inc. | 414 E Main St | Scottsville | KY | 11 |
| South Central Bank, Inc. | 3977 Robinson Way N | Somerset | KY | 11 |
| South Central Bank, Inc. | 1748 Edmonton Rd | Tompkinsville | KY | 11 |
| South Central Bank, Inc. | 320 N Main St | Tompkinsville | KY | 11 |
| South Central Bank, Inc. | 1602 W Northfield Blvd | Murfreesboro | TN | 11 |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured banks reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
84.9
Tier 1 capital ratio
9.88%
Return on assets
1.41%
Non-performing loans
0.30%
Efficiency ratio
53.06%
Asset growth (YoY)
11.11%
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Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.