Total Assets
$1.9B
Total Deposits
$1.6B
Branches
46
Established
1990
Whitaker Bank is a bank headquartered in Lexington, Kentucky, established in 1990. It holds $1.9B in total assets across 46 branch locations. In our editorial opinion, based on public FDIC/NCUA data, Whitaker Bank earns a TFS Financial Health Grade of B+ (83.4/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
83.4 / 100
Good financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
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Financial data through June 30, 2026. Updated by TFS August 28, 2026. Data sourced from FDIC BankFind Suite as of 2026-Q2. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| Whitaker BankHQ | 2001 Pleasant Ridge Dr | Lexington | KY | 11 |
| Whitaker Bank | 303 Richmond Rd N | Berea | KY | 11 |
| Whitaker Bank | 419 Chestnut St | Berea | KY | 11 |
| Whitaker Bank | 228 Glades Rd | Berea | KY | 11 |
| Whitaker Bank | 102 W Jefferson St | Berea | KY | 11 |
| Whitaker Bank | 424 Chestnut St | Berea | KY | 21 |
| Whitaker Bank | 191 Ky 15 S | Campton | KY | 11 |
| Whitaker Bank | 4459 Main St | Clay City | KY | 11 |
| Whitaker Bank | 1280 Highway 770 | Corbin | KY | 11 |
| Whitaker Bank | 100 N Main St | Corbin | KY | 11 |
| Whitaker Bank | 1400 Master St | Corbin | KY | 11 |
| Whitaker Bank | 1319 Cumberland Falls Hwy | Corbin | KY | 11 |
| Whitaker Bank | 218 W Main St | Danville | KY | 11 |
| Whitaker Bank | 100 May Blvd | Danville | KY | 11 |
| Whitaker Bank | 1305 Us Highway 127 S | Frankfort | KY | 11 |
| Whitaker Bank | 130 W Main St | Frankfort | KY | 11 |
| Whitaker Bank | 264 Versailles Rd | Frankfort | KY | 11 |
| Whitaker Bank | 101 W Main St | Georgetown | KY | 11 |
| Whitaker Bank | 100 Financial Way | Georgetown | KY | 11 |
| Whitaker Bank | 950 S Broadway St | Georgetown | KY | 11 |
| Whitaker Bank | 920 S College St | Harrodsburg | KY | 11 |
| Whitaker Bank | 211 S Main St | Harrodsburg | KY | 11 |
| Whitaker Bank | 1104 N College St | Harrodsburg | KY | 23 |
| Whitaker Bank | 1818 S Ky Highway 15 | Hazard | KY | 11 |
| Whitaker Bank | 777 Morton Blvd | Hazard | KY | 11 |
| Whitaker Bank | 9754 Highway 15 | Isom | KY | 11 |
| Whitaker Bank | 9387 Highway 805 | Jenkins | KY | 11 |
| Whitaker Bank | 322 Danville St | Lancaster | KY | 11 |
| Whitaker Bank | 39 Public Sq | Lancaster | KY | 11 |
| Whitaker Bank | 2311 Paris Pike | Lexington | KY | 11 |
| Whitaker Bank | 998 Governors Ln | Lexington | KY | 11 |
| Whitaker Bank | 2510 Nicholasville Rd | Lexington | KY | 12 |
| Whitaker Bank | 1489 Flemingsburg Rd | Morehead | KY | 11 |
| Whitaker Bank | 140 E Main St | Morehead | KY | 11 |
| Whitaker Bank | 275 Indian Mound Dr | Mount Sterling | KY | 11 |
| Whitaker Bank | 30 W Main St | Mount Sterling | KY | 11 |
| Whitaker Bank | 4085 Camargo Rd | Mount Sterling | KY | 11 |
| Whitaker Bank | 350 Richmond Street | Mount Vernon | KY | 11 |
| Whitaker Bank | 1000 Brandy Ln | Richmond | KY | 11 |
| Whitaker Bank | 460 Eastern By-Pass | Richmond | KY | 11 |
| Whitaker Bank | 1157 Berea Rd | Richmond | KY | 11 |
| Whitaker Bank | 130 S Main St | Stanton | KY | 11 |
| Whitaker Bank | 3750 New Irvine Rd | Waco | KY | 11 |
| Whitaker Bank | 187 Main St | Whitesburg | KY | 11 |
| Whitaker Bank | 2378 Highway 15 | Whitesburg | KY | 11 |
| Whitaker Bank | 1025 S Highway 25 W | Williamsburg | KY | 11 |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured banks reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
83.4
Tier 1 capital ratio
12.89%
Return on assets
1.42%
Non-performing loans
0.21%
Efficiency ratio
60.85%
Asset growth (YoY)
1.11%
Suggested direct comparisons
Lexington, KY
$583.6M
$1.6B
Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.