2026 Rankings

Best Banks in Illinois

50 banks in Illinois ranked by our TFS Financial Health Grade. Scores based on capital adequacy, asset quality, earnings, and consumer protection data.

Rank	Institution	City	Assets	Score	Grade
1	Grundy Bank	Morris	$372.1M	88.1	B+
2	Farmers State Bank	Pittsfield	$341.3M	86.8	B
3	Kinmundy Bank	Kinmundy	$73.6M	86.3	B
4	First State Bank of Beecher City	Beecher City	$112.1M	86.1	B
5	Vermilion Valley Bank	Piper City	$192.0M	84.9	B
6	CIBC Bank USA	Chicago	$64.0B	84.8	B
7	Bank of O'Fallon	O'Fallon	$378.5M	82.8	B-
8	Citizens National Bank of Albion	Albion	$345.7M	82.3	B-
9	Goodfield State Bank	Goodfield	$274.5M	80.5	B-
10	Eureka Savings Bank	La Salle	$431.5M	80.5	B-
11	Home State Bank, National Association	Crystal Lake	$768.0M	80.3	B-
12	Belmont Bank & Trust Company	Chicago	$1.0B	80.0	B-
13	Heartland Bank and Trust Company	Bloomington	$5.1B	80.0	C+
14	First Nations Bank	Chicago	$540.4M	79.8	C+
15	The Farmers and Merchants National Bank of Nashville	Nashville	$278.0M	79.7	C+
16	International Bank of Chicago	Chicago	$965.0M	79.6	C+
17	The First National Bank of Litchfield	Litchfield	$142.8M	79.5	C+
18	Brickyard Bank	Lincolnwood	$177.3M	79.4	C+
19	Union National Bank and Trust Company of Elgin	Elgin	$377.1M	79.2	C+
20	Bank & Trust Company	Litchfield	$633.2M	79.2	C+
21	The Bank of Bourbonnais	Bourbonnais	$77.6M	79.1	C+
22	First National Bank of Steeleville	Steeleville	$277.4M	79.0	C+
23	Republic Bank of Chicago	Oak Brook	$2.7B	79.0	C+
24	First State Bank of Campbell Hill	Campbell Hill	$160.0M	78.8	C+
25	Buena Vista National Bank	Chester	$324.3M	78.6	C+
26	Morton Community Bank	Morton	$5.4B	78.5	C+
27	Lakeside Bank	Chicago	$2.9B	78.4	C+
28	Community First Bank of the Heartland	Mount Vernon	$265.4M	78.3	C+
29	State Street Bank and Trust Company	Quincy	$348.7M	78.2	C+
30	Schaumburg Bank & Trust Company, National Association	Schaumburg	$2.3B	78.2	C+
31	The FNB Community Bank	Vandalia	$494.0M	78.2	C+
32	BankChampaign, National Association	Champaign	$251.9M	78.1	C+
33	Peru Federal Savings Bank	Peru	$207.4M	78.0	C+
34	Municipal Trust and Savings Bank	Bourbonnais	$355.0M	78.0	C+
35	Crystal Lake Bank and Trust Company, National Association	Crystal Lake	$2.1B	77.7	C+
36	Peoples Bank & Trust	Pana	$618.1M	77.6	C+
37	Village Bank and Trust, National Association	Arlington Heights	$3.5B	77.5	C+
38	Apple River State Bank	Apple River	$638.6M	77.5	C+
39	Lake Forest Bank & Trust Company, National Association	Lake Forest	$9.4B	77.3	C+
40	Community Bank	Winslow	$298.7M	77.2	C+
41	Old Second National Bank	Aurora	$6.9B	77.2	C+
42	Liberty Bank	Liberty	$186.5M	77.0	C
43	Frederick Community Bank, The	Paxton	$195.9M	77.0	C
44	First Federal Savings and Loan Association of Central Illinois, S.B.	Shelbyville	$225.1M	76.9	C
45	Libertyville Bank & Trust Company, National Association	Libertyville	$3.1B	76.8	C
46	Country Trust Bank	Bloomington	$37.8M	76.8	C
47	United Community Bank	Chatham	$4.1B	76.8	C
48	Byline Bank	Chicago	$9.6B	76.7	C
49	The First National Bank of Sparta	Sparta	$112.1M	76.7	C
50	The First National Bank of Carmi	Carmi	$603.0M	76.7	C

Rankings based on TFS Financial Health Grades, calculated from FDIC quarterly financial data. Scores reflect capital adequacy, asset quality, earnings, liquidity, growth, and consumer protection metrics.Learn about our methodology

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