Total Assets
$656.6M
Total Deposits
$522.2M
Branches
14
Established
1954
Peoples Bank & Trust is a bank headquartered in Pana, Illinois, established in 1954. It holds $656.6M in total assets across 14 branch locations. In our editorial opinion, based on public FDIC/NCUA data, Peoples Bank & Trust earns a TFS Financial Health Grade of A (90.1/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
90.1 / 100
Excellent financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
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Financial data through June 30, 2026. Updated by TFS August 28, 2026. Data sourced from FDIC BankFind Suite as of 2026-Q2. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| Peoples Bank & TrustHQ | 200 S Locust St | Pana | IL | 11 |
| Peoples Bank & Trust | 511 S Main St | Altamont | IL | 11 |
| Peoples Bank & Trust | 127 S Oak St | Arcola | IL | 11 |
| Peoples Bank & Trust | 201 S Vine St | Arthur | IL | 11 |
| Peoples Bank & Trust | 505 W Lincoln Ave | Charleston | IL | 11 |
| Peoples Bank & Trust | 409 Carlin St | Morrisonville | IL | 23 |
| Peoples Bank & Trust | 142 W State St | Palmyra | IL | 23 |
| Peoples Bank & Trust | 211 S Poplar St | Pana | IL | 23 |
| Peoples Bank & Trust | 2840 Mansion Rd | Springfield | IL | 11 |
| Peoples Bank & Trust | 1221 W Springfield Rd | Taylorville | IL | 11 |
| Peoples Bank & Trust | 209 W State Highway 16 | Tower Hill | IL | 23 |
| Peoples Bank & Trust | 504 S Main St | Tuscola | IL | 11 |
| Peoples Bank & Trust | 197 W State St | Waverly | IL | 11 |
| Peoples Bank & Trust | 102 S Main St | White Hall | IL | 11 |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured banks reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
90.1
Tier 1 capital ratio
10.73%
Return on assets
2.16%
Non-performing loans
1.58%
Efficiency ratio
43.99%
Asset growth (YoY)
11.05%
Suggested direct comparisons
Chicago, IL
$66.5B
Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.