Total Assets
$840.1M
Total Deposits
$730.2M
Branches
18
Established
1988
Prairie State Bank and Trust is a bank headquartered in Springfield, Illinois, established in 1988. It holds $840.1M in total assets across 18 branch locations. In our editorial opinion, based on public FDIC/NCUA data, Prairie State Bank and Trust earns a TFS Financial Health Grade of A (88.1/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
88.1 / 100
Excellent financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
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Financial data through June 30, 2026. Updated by TFS August 28, 2026. Data sourced from FDIC BankFind Suite as of 2026-Q2. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| Prairie State Bank and TrustHQ | 3751 Wabash Ave | Springfield | IL | 11 |
| Prairie State Bank and Trust | 1101 Trinity Ln | Bloomington | IL | 11 |
| Prairie State Bank and Trust | 621 W Lincoln Ave | Charleston | IL | 11 |
| Prairie State Bank and Trust | 4485 E Us Route 36 | Decatur | IL | 23 |
| Prairie State Bank and Trust | 1000 W Pershing Rd | Decatur | IL | 11 |
| Prairie State Bank and Trust | 601 Main Street | Farmersville | IL | 11 |
| Prairie State Bank and Trust | 402 N 3rd St | Girard | IL | 11 |
| Prairie State Bank and Trust | 211 Dye Rd | Illiopolis | IL | 11 |
| Prairie State Bank and Trust | 1052 W Morton Ave | Jacksonville | IL | 11 |
| Prairie State Bank and Trust | 105 W Lincoln Ave | Lewistown | IL | 11 |
| Prairie State Bank and Trust | 2121 Western Ave | Mattoon | IL | 11 |
| Prairie State Bank and Trust | 100 Main Street | Meredosia | IL | 11 |
| Prairie State Bank and Trust | 340 W Main St | Mount Zion | IL | 11 |
| Prairie State Bank and Trust | 410 W Curtis Rd | Savoy | IL | 11 |
| Prairie State Bank and Trust | 1001 S Durkin Dr | Springfield | IL | 11 |
| Prairie State Bank and Trust | 1361 Toronto Rd | Springfield | IL | 11 |
| Prairie State Bank and Trust | 603 N Springfield St | Virden | IL | 23 |
| Prairie State Bank and Trust | 201 E Jackson St | Virden | IL | 11 |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured banks reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
88.1
Tier 1 capital ratio
12.39%
Return on assets
1.58%
Non-performing loans
0.52%
Efficiency ratio
60.18%
Asset growth (YoY)
4.79%
Suggested direct comparisons
Springfield, IL
$244.5M
$868.6M
Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.