Total Assets
$266.2M
Total Deposits
$235.8M
Branches
7
Established
1949
SPC is a credit union headquartered in HARTSVILLE, South Carolina, established in 1949. It holds $266.2M in total assets across 7 branch locations. In our editorial opinion, based on public FDIC/NCUA data, SPC earns a TFS Financial Health Grade of C (66.8/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
66.8 / 100
Average financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
Watching SPC?
Get a free alert the moment its TFS financial-health grade changes. No spam, ever.
Financial data through March 31, 2026. Updated by TFS August 28, 2026. Data sourced from NCUA Call Reports as of 2026-Q1. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| Main OfficeHQ | 204 N 5th St | Hartsville | SC | Full Service |
| Bennettsville Branch | 204 15/401 By-Pass East | Bennettsville | SC | Full Service |
| Disaster Recovery/Backup Cold | 204 15/401 By-Pass | Bennettsville | SC | Full Service |
| Cheraw Branch | 849 Chesterfield HWY | Cheraw | SC | Full Service |
| Darlington Branch | 609 N Main St | Darlington | SC | Full Service |
| Florence Branch | 1312 Celebration Blvd | Florence | SC | Full Service |
| Mortgage Commercial Annex | 124 N 5th St | Hartsville | SC | Full Service |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured credit unions reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
66.8
Net worth ratio
11.29%
Return on assets
0.84%
60+ day delinquency
1.08%
Suggested direct comparisons
NORTH CHARLESTO, SC
$2.6B
Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.