Total Assets
$816.1M
Total Deposits
$723.1M
Branches
21
Established
1932
Royal Bank is a bank headquartered in Elroy, Wisconsin, established in 1932. It holds $816.1M in total assets across 21 branch locations. In our editorial opinion, based on public FDIC/NCUA data, Royal Bank earns a TFS Financial Health Grade of A (90.1/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
90.1 / 100
Excellent financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
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Financial data through June 30, 2026. Updated by TFS August 28, 2026. Data sourced from FDIC BankFind Suite as of 2026-Q2. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| Royal BankHQ | 202 Main St | Elroy | WI | 11 |
| Royal Bank | 185 S Main St | Adams | WI | 11 |
| Royal Bank | 102 N 4th St | Avoca | WI | 11 |
| Royal Bank | 129 Main St | Camp Douglas | WI | 11 |
| Royal Bank | 201 E Amelia St | Cassville | WI | 11 |
| Royal Bank | 110 E Main St | Cazenovia | WI | 11 |
| Royal Bank | 104 W Main St | Cobb | WI | 11 |
| Royal Bank | 100 Splinter Ave | Dickeyville | WI | 11 |
| Royal Bank | 551 S Church St | Endeavor | WI | 11 |
| Royal Bank | 114 Hwy 171 East | Gays Mills | WI | 11 |
| Royal Bank | 731 Water Ave | Hillsboro | WI | 11 |
| Royal Bank | 142 Highway 61 | Lancaster | WI | 11 |
| Royal Bank | 210 W Main St | La Valle | WI | 11 |
| Royal Bank | 252 S Oak St | Lone Rock | WI | 11 |
| Royal Bank | 523 Gateway Ave | Mauston | WI | 11 |
| Royal Bank | 201 E Bridge St | New Lisbon | WI | 11 |
| Royal Bank | 107 East Ormsby Street | Oxford | WI | 11 |
| Royal Bank | 37464 Us Highway 18 | Prairie Du Chien | WI | 11 |
| Royal Bank | 101 E Court St | Richland Center | WI | 11 |
| Royal Bank | 152 S Worcester St | Spring Green | WI | 11 |
| Royal Bank | 311 N Main St | Viroqua | WI | 11 |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured banks reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
90.1
Tier 1 capital ratio
10.53%
Return on assets
1.49%
Non-performing loans
0.06%
Efficiency ratio
58.93%
Asset growth (YoY)
5.77%
Suggested direct comparisons
Brookfield, WI
$7.7B
Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.