Total Assets
$1.8B
Total Deposits
$1.6B
Branches
22
Established
2001
Citizens Community Federal National Association is a bank headquartered in Altoona, Wisconsin, established in 2001. It holds $1.8B in total assets across 22 branch locations. In our editorial opinion, based on public FDIC/NCUA data, Citizens Community Federal National Association earns a TFS Financial Health Grade of C+ (72.6/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
72.6 / 100
Average financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
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Financial data through June 30, 2026. Updated by TFS August 28, 2026. Data sourced from FDIC BankFind Suite as of 2026-Q2. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| Citizens Community Federal National AssociationHQ | 219 Fairfax St | Altoona | WI | 11 |
| Citizens Community Federal National Association | 2630 Bridge Ave | Albert Lea | MN | 11 |
| Citizens Community Federal National Association | 303 S Main St | Blue Earth | MN | 11 |
| Citizens Community Federal National Association | 1015 Highway 15 S | Fairmont | MN | 11 |
| Citizens Community Federal National Association | 180 Saint Andrews Dr | Mankato | MN | 12 |
| Citizens Community Federal National Association | 7035 10th St N | Oakdale | MN | 11 |
| Citizens Community Federal National Association | 53 First Streeet, S.W. | Wells | MN | 11 |
| Citizens Community Federal National Association | 25 N Mill St | Barron | WI | 11 |
| Citizens Community Federal National Association | 2727 Commercial Blvd | Chippewa Falls | WI | 12 |
| Citizens Community Federal National Association | 3625 Gateway Dr | Eau Claire | WI | 11 |
| Citizens Community Federal National Association | 218 N Broadway St | Ellsworth | WI | 11 |
| Citizens Community Federal National Association | 22818 N Main St | Ettrick | WI | 11 |
| Citizens Community Federal National Association | 141 7th St S | La Crosse | WI | 11 |
| Citizens Community Federal National Association | 810 Miner Ave W | Ladysmith | WI | 11 |
| Citizens Community Federal National Association | 203 E Main St | Mondovi | WI | 11 |
| Citizens Community Federal National Association | 7001 S Howell Ave | Oak Creek | WI | 24 |
| Citizens Community Federal National Association | 50518 Charles St | Osseo | WI | 11 |
| Citizens Community Federal National Association | 1204 W Knapp St | Rice Lake | WI | 11 |
| Citizens Community Federal National Association | 322 N River St | Spooner | WI | 11 |
| Citizens Community Federal National Association | 131 5th Ave N | Strum | WI | 11 |
| Citizens Community Federal National Association | 1500 N Superior Ave | Tomah | WI | 11 |
| Citizens Community Federal National Association | 1002 Mclean Ave | Tomah | WI | 11 |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured banks reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
72.6
Tier 1 capital ratio
11.21%
Return on assets
0.74%
Non-performing loans
2.28%
Efficiency ratio
59.91%
Asset growth (YoY)
4.53%
Suggested direct comparisons
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Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.