Total Assets
$273.2M
Total Deposits
$242.4M
Branches
5
Established
1919
Citizens Bank and Trust Company of Grainger County is a bank headquartered in Rutledge, Tennessee, established in 1919. It holds $273.2M in total assets across 5 branch locations. In our editorial opinion, based on public FDIC/NCUA data, Citizens Bank and Trust Company of Grainger County earns a TFS Financial Health Grade of B (77.5/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
77.5 / 100
Good financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
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Financial data through June 30, 2026. Updated by TFS August 28, 2026. Data sourced from FDIC BankFind Suite as of 2026-Q2. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| Citizens Bank and Trust Company of Grainger CountyHQ | 8335 Rutledge Pike | Rutledge | TN | 11 |
| Citizens Bank and Trust Company of Grainger County | 1131 Highway 11w | Bean Station | TN | 11 |
| Citizens Bank and Trust Company of Grainger County | 880 Rutledge Pike | Blaine | TN | 11 |
| Citizens Bank and Trust Company of Grainger County | 6680 Highway 92 | Rutledge | TN | 11 |
| Citizens Bank and Trust Company of Grainger County | 125 Washburn Road | Washburn | TN | 11 |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured banks reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
77.5
Tier 1 capital ratio
14.22%
Return on assets
1.11%
Non-performing loans
0.44%
Efficiency ratio
61.91%
Asset growth (YoY)
4.10%
Suggested direct comparisons
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Dickson, TN
$291.0M
Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.