2026 Rankings

Best Banks in Tennessee

50 banks in Tennessee ranked by our TFS Financial Health Grade. Scores based on capital adequacy, asset quality, earnings, and consumer protection data.

Rank	Institution	City	Assets	Score	Grade
1	The Farmers Bank	Portland	$933.6M	86.0	B
2	Peoples Bank	Clifton	$410.7M	82.7	B-
3	Citizens National Bank	Sevierville	$2.0B	81.5	B-
4	Peoples Bank of the South	La Follette	$227.4M	80.5	B-
5	Security Federal Savings Bank of McMinnville	Mcminnville	$381.4M	80.3	B-
6	Security Bank and Trust Company	Paris	$1.6B	80.3	B-
7	The First National Bank of Oneida	Oneida	$357.5M	80.2	B-
8	Citizens Bank	Elizabethton	$1.3B	80.1	B-
9	Central Bank	Savannah	$153.1M	79.8	C+
10	One Bank of Tennessee	Cookeville	$1.7B	79.8	C+
11	Andrew Johnson Bank	Greeneville	$613.8M	79.6	C+
12	CBBC Bank	Maryville	$545.0M	79.5	C+
13	Bank of Gleason	Gleason	$134.6M	79.5	C+
14	Coffee County Bank	Manchester	$422.4M	79.3	C+
15	Wilson Bank and Trust	Lebanon	$5.9B	78.5	C+
16	Bank of Perry County	Lobelville	$243.2M	78.2	C+
17	Pinnacle Bank	Nashville	$57.6B	77.5	C+
18	Farmers State Bank	Mountain City	$229.4M	77.3	C+
19	Peoples Bank & Trust Company	Manchester	$171.6M	77.0	C+
20	Builtwell Bank	Chattanooga	$2.3B	76.8	C
21	Volunteer Federal Savings Bank	Madisonville	$387.5M	76.8	C
22	RockPointBank, National Association	Chattanooga	$344.5M	76.8	C
23	Bank of Crockett	Bells	$288.4M	76.8	C
24	Centennial Bank	Trezevant	$851.8M	76.8	C
25	Bank of Tennessee	Kingsport	$2.0B	76.5	C
26	First Peoples Bank of Tennessee	Jefferson City	$228.0M	76.5	C
27	First Century Bank	Tazewell	$761.3M	76.3	C
28	Citizens Community Bank	Winchester	$365.0M	75.8	C
29	Apex Bank	Camden	$1.4B	75.8	C
30	Commercial Bank	Harrogate	$2.3B	75.5	C
31	Commercial Bank & Trust Co.	Paris	$1.1B	75.5	C
32	Tennessee State Bank	Pigeon Forge	$982.0M	75.5	C
33	Greeneville Federal Bank, FSB	Greeneville	$204.9M	75.5	C
34	Wayne County Bank	Waynesboro	$578.5M	75.1	C
35	Wellworth Bank	Lafayette	$1.8B	75.0	C
36	Legends Bank	Clarksville	$899.1M	75.0	C
37	TNBANK	Oak Ridge	$301.5M	74.8	C
38	First Farmers and Merchants Bank	Columbia	$1.8B	74.8	C
39	First Farmers & Commercial Bank	Pikeville	$220.6M	74.3	C
40	Putnam 1st Mercantile Bank	Cookeville	$171.0M	73.9	C
41	Southern Bank of Tennessee	Mount Juliet	$477.6M	73.8	C
42	Bank of Lincoln County	Fayetteville	$220.4M	73.5	C
43	SmartBank	Pigeon Forge	$5.9B	73.5	C
44	The First National Bank of Middle Tennessee	Mcminnville	$937.7M	73.5	C
45	Independent Bank	Memphis	$1.8B	73.4	C
46	First Horizon Bank	Memphis	$83.6B	73.3	C
47	Heritage Community Bank	Greeneville	$178.8M	73.3	C
48	Citizens Bank	Carthage	$831.2M	73.2	C
49	First Community Bank of Tennessee	Shelbyville	$834.9M	72.7	C-
50	Decatur County Bank	Decaturville	$317.2M	72.0	C-

Rankings based on TFS Financial Health Grades, calculated from FDIC quarterly financial data. Scores reflect capital adequacy, asset quality, earnings, liquidity, growth, and consumer protection metrics.Learn about our methodology

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