Total Assets
$2.3B
Total Deposits
$2.0B
Branches
36
Established
1904
Builtwell Bank is a bank headquartered in Chattanooga, Tennessee, established in 1904. It holds $2.3B in total assets across 36 branch locations. In our editorial opinion, based on public FDIC/NCUA data, Builtwell Bank earns a TFS Financial Health Grade of A (89.1/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
89.1 / 100
Excellent financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
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Financial data through June 30, 2026. Updated by TFS August 28, 2026. Data sourced from FDIC BankFind Suite as of 2026-Q2. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| Builtwell BankHQ | 728 Broad St | Chattanooga | TN | 11 |
| Builtwell Bank | 197 Wc Bryant Pkwy | Calhoun | GA | 11 |
| Builtwell Bank | 785 Shugart Rd | Dalton | GA | 11 |
| Builtwell Bank | 905 S Thornton Ave | Dalton | GA | 21 |
| Builtwell Bank | 3075 E Walnut Ave | Dalton | GA | 11 |
| Builtwell Bank | 118 N Hamilton St | Dalton | GA | 11 |
| Builtwell Bank | 2518 Cleveland Hwy | Dalton | GA | 21 |
| Builtwell Bank | 769 Battlefield Pkwy | Fort Oglethorpe | GA | 11 |
| Builtwell Bank | 2329 N Main St | La Fayette | GA | 11 |
| Builtwell Bank | 5102 Alabama Hwy | Ringgold | GA | 11 |
| Builtwell Bank | 219 Ward St | Benton | TN | 11 |
| Builtwell Bank | 1834 Gunbarrel Rd | Chattanooga | TN | 11 |
| Builtwell Bank | 6825 Shallowford Rd | Chattanooga | TN | 11 |
| Builtwell Bank | 4757 Highway 58 | Chattanooga | TN | 11 |
| Builtwell Bank | 6822 S York Hwy | Clarkrange | TN | 11 |
| Builtwell Bank | 315 Broad St Nw | Cleveland | TN | 23 |
| Builtwell Bank | 75 Bobby Taylor Ave | Cleveland | TN | 11 |
| Builtwell Bank | 1200 Perimeter Dr Se | Cleveland | TN | 23 |
| Builtwell Bank | 1400 25th St Nw | Cleveland | TN | 11 |
| Builtwell Bank | 190 Paul Huff Pkwy Nw | Cleveland | TN | 11 |
| Builtwell Bank | 351 S Willow Ave | Cookeville | TN | 11 |
| Builtwell Bank | 515 N Tennessee Ave | Etowah | TN | 11 |
| Builtwell Bank | 5109 Hixson Pike | Hixson | TN | 11 |
| Builtwell Bank | 301 Main St | Jacksboro | TN | 11 |
| Builtwell Bank | 318 N Main St | Jamestown | TN | 11 |
| Builtwell Bank | 105 Betsy Pack Dr | Jasper | TN | 11 |
| Builtwell Bank | 189 5th St | Jellico | TN | 11 |
| Builtwell Bank | 2367 Callahan Dr | Knoxville | TN | 11 |
| Builtwell Bank | 244 E Central Ave | La Follette | TN | 11 |
| Builtwell Bank | 1401 N Locust Ave | Lawrenceburg | TN | 11 |
| Builtwell Bank | 210 E Commercial Ave | Monterey | TN | 11 |
| Builtwell Bank | 137 Ushy 64 | Ocoee | TN | 11 |
| Builtwell Bank | 5970 Snow Hill Rd | Ooltewah | TN | 11 |
| Builtwell Bank | 13108 Highway 28 | South Pittsburg | TN | 11 |
| Builtwell Bank | 106 Highway 20 | Summertown | TN | 11 |
| Builtwell Bank | 13108 Highway 28 | Whitwell | TN | 11 |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured banks reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
89.1
Tier 1 capital ratio
9.71%
Return on assets
2.07%
Non-performing loans
0.57%
Efficiency ratio
45.54%
Asset growth (YoY)
17.29%
Suggested direct comparisons
Chattanooga, TN
$75.0M
Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.