Total Assets
$3.2B
Total Deposits
$2.7B
Branches
30
Established
1936
TENNESSEE VALLEY is a credit union headquartered in Chattanooga, Tennessee, established in 1936. It holds $3.2B in total assets across 30 branch locations. In our editorial opinion, based on public FDIC/NCUA data, TENNESSEE VALLEY earns a TFS Financial Health Grade of A (92.1/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
92.1 / 100
Excellent financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
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Financial data through March 31, 2026. Updated by TFS August 28, 2026. Data sourced from NCUA Call Reports as of 2026-Q1. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| Chattanooga - AdminHQ | 535 Chestnut St | Chattanooga | TN | Full Service |
| Chatsworth Food City | 502 Gi Maddox Pkwy | Chatsworth | GA | Full Service |
| Chickamauga Branch | 13176 N Hwy 27 | Chickamauga | GA | Full Service |
| Dalton | 920 Vista Dr | Dalton | GA | Full Service |
| Fort Oglethorpe Branch | 200 Alamar St | Fort Oglethorpe | GA | Full Service |
| Roper Branch | 1507 Broomtown Rd | La Fayette | GA | Full Service |
| Highway 41 Food City | 150 Highway 41 | Ringgold | GA | Full Service |
| Ringgold Branch | 35 Poplar Springs Rd | Ringgold | GA | Full Service |
| Trenton Food City | 112 Crimson Dr | Trenton | GA | Full Service |
| Athens Branch | 1314 Decatur Pike | Athens | TN | Full Service |
| City Center Branch | 728 Market St | Chattanooga | TN | Full Service |
| Eastgate Branch | 491 Greenway View Dr | Chattanooga | TN | Full Service |
| East Ridge Food City | 3636 Ringgold Rd | Chattanooga | TN | Full Service |
| Hamilton Place Branch | 7442 Commons Blvd | Chattanooga | TN | Full Service |
| Highway 58 Branch | 4974 Highway 58 | Chattanooga | TN | Full Service |
| Lee Highway Food City | 6651 Lee Hwy | Chattanooga | TN | Full Service |
| Southside Branch | 125 W 20th St | Chattanooga | TN | Full Service |
| Volkswagen Branch | 8001 Volkswagen Dr | Chattanooga | TN | Full Service |
| North Cleveland Branch | 180 Stuart Xing NE | Cleveland | TN | Full Service |
| South Cleveland Branch | 2440 Treasury Dr SE | Cleveland | TN | Full Service |
| West Cleveland Food City | 4615 Georgetown Rd NW | Cleveland | TN | Full Service |
| Dayton Branch | 3475 Rhea County Hwy | Dayton | TN | Full Service |
| Etowah Branch | 841 US 411 N | Etowah | TN | Full Service |
| Hixson Branch | 5150 Austin Rd | Hixson | TN | Full Service |
| Kimball Branch | 405 Dixie Lee Center Rd | Kimball | TN | Full Service |
| Ocoee Food City Branch | 125 White Water Dr | Ocoee | TN | Full Service |
| East Hamilton Food City | 1667 Ooltewah Ringgold Rd | Ooltewah | TN | Full Service |
| Ooltewah Branch | 6007 Relocation Way | Ooltewah | TN | Full Service |
| Red Bank Food City | 3901 Dayton Blvd | Red Bank | TN | Full Service |
| Soddy Daisy Branch | 9381 Dayton Pike | Soddy Daisy | TN | Full Service |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured credit unions reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
92.1
Net worth ratio
14.65%
Return on assets
1.45%
60+ day delinquency
0.50%
Suggested direct comparisons
Chattanooga, TN
$75.0M
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Knoxville, TN
$5.2B
Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.