Total Assets
$6.1B
Total Deposits
$5.4B
Branches
43
Established
2007
SmartBank is a bank headquartered in Pigeon Forge, Tennessee, established in 2007. It holds $6.1B in total assets across 43 branch locations. In our editorial opinion, based on public FDIC/NCUA data, SmartBank earns a TFS Financial Health Grade of B (79.3/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
79.3 / 100
Good financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
Watching SmartBank?
Get a free alert the moment its TFS financial-health grade changes. No spam, ever.
Financial data through June 30, 2026. Updated by TFS August 28, 2026. Data sourced from FDIC BankFind Suite as of 2026-Q2. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| SmartBankHQ | 2430 Teaster Ln | Pigeon Forge | TN | 11 |
| SmartBank | 1940 East Samford Ave | Auburn | AL | 11 |
| SmartBank | 101 Office Park Dr | Birmingham | AL | 11 |
| SmartBank | 16780 Jordan Street | Chatom | AL | 11 |
| SmartBank | 170 East Main St | Dothan | AL | 11 |
| SmartBank | 106 Ecor Rouge Pl Shop Ctr | Fairhope | AL | 11 |
| SmartBank | 300 Clinton Ave W | Huntsville | AL | 11 |
| SmartBank | 1600 College Ave | Jackson | AL | 11 |
| SmartBank | 158 Commerce Street | Mcintosh | AL | 11 |
| SmartBank | 3704 Dauphin St | Mobile | AL | 11 |
| SmartBank | 207 Montgomery Street | Montgomery | AL | 11 |
| SmartBank | 2000 Lurleen B Wallace Blvd | Northport | AL | 11 |
| SmartBank | 33219 Highway 43 | Thomasville | AL | 12 |
| SmartBank | 230 Mcfarland Cir N | Tuscaloosa | AL | 11 |
| SmartBank | 2301 University Blvd | Tuscaloosa | AL | 11 |
| SmartBank | 34990 Emerald Coast Pkwy | Destin | FL | 11 |
| SmartBank | 2713 Highway 77 | Panama City | FL | 11 |
| SmartBank | 201 N Palafox St | Pensacola | FL | 11 |
| SmartBank | 2375 Centerville Rd. | Tallahassee | FL | 11 |
| SmartBank | 109 Associates Blvd | Alcoa | TN | 11 |
| SmartBank | 278 Franklin Rd | Brentwood | TN | 11 |
| SmartBank | 2280 Gunbarrel Rd | Chattanooga | TN | 11 |
| SmartBank | 835 Georgia Ave | Chattanooga | TN | 11 |
| SmartBank | 3200 Keith St Nw | Cleveland | TN | 11 |
| SmartBank | 1080 Interstate Dr | Cookeville | TN | 11 |
| SmartBank | 807 N Main St | Crossville | TN | 11 |
| SmartBank | 4154 Ringgold Rd | East Ridge | TN | 11 |
| SmartBank | 9050 Carothers Pkwy | Franklin | TN | 11 |
| SmartBank | 570 E Parkway | Gatlinburg | TN | 11 |
| SmartBank | 5319 Highway 153 | Hixson | TN | 11 |
| SmartBank | 500 N Main St | Jamestown | TN | 11 |
| SmartBank | 5401 Kingston Pike | Knoxville | TN | 11 |
| SmartBank | 202 Advantage Pl | Knoxville | TN | 11 |
| SmartBank | 11216 Kingston Pike | Knoxville | TN | 11 |
| SmartBank | 214 Keller Ln | Maryville | TN | 11 |
| SmartBank | 1605 Medical Center Pkwy | Murfreesboro | TN | 11 |
| SmartBank | 8966 Old Lee Hwy | Ooltewah | TN | 11 |
| SmartBank | 111 E Main St | Sevierville | TN | 11 |
| SmartBank | 710 Dolly Parton Pkwy | Sevierville | TN | 11 |
| SmartBank | 1011 Parkway | Sevierville | TN | 11 |
| SmartBank | 11403 Chapman Hwy | Seymour | TN | 11 |
| SmartBank | 1400 N Jackson St | Tullahoma | TN | 11 |
| SmartBank | 705 Main St | Wartburg | TN | 11 |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured banks reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
79.3
Tier 1 capital ratio
9.86%
Return on assets
1.12%
Non-performing loans
0.24%
Efficiency ratio
57.61%
Asset growth (YoY)
11.32%
Suggested direct comparisons
Nashville, TN
$16.8B
Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.