Total Assets
$318.1M
Total Deposits
$277.0M
Branches
6
Established
1995
TNBANK is a bank headquartered in Oak Ridge, Tennessee, established in 1995. It holds $318.1M in total assets across 6 branch locations. In our editorial opinion, based on public FDIC/NCUA data, TNBANK earns a TFS Financial Health Grade of B- (73.9/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
73.9 / 100
Good financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
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Financial data through June 30, 2026. Updated by TFS August 28, 2026. Data sourced from FDIC BankFind Suite as of 2026-Q2. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| TNBANKHQ | 401 S Illinois Ave | Oak Ridge | TN | 11 |
| TNBANK | 11200 Kingston Pike | Knoxville | TN | 11 |
| TNBANK | 1005 N Cedar Bluff Rd | Knoxville | TN | 11 |
| TNBANK | 12740 Kingston Pike | Knoxville | TN | 24 |
| TNBANK | 1311 W Lamar Alexander Pkwy | Maryville | TN | 11 |
| TNBANK | 900 Oak Ridge Tpke | Oak Ridge | TN | 23 |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
fdic
FDIC-24-0019b
TNBANK consented, without admitting or denying, to an FDIC order concerning Bank Secrecy Act compliance. The order required stronger board oversight, an AML/CFT remediation plan and risk assessment, revised internal controls, customer due diligence, independent testing, staffing, and training. The FDIC terminated the order on March 10, 2026.
Official documents last verified Invalid Date
fdic
FDIC-09-596b
TNBANK consented, without admitting or denying charges, to an FDIC order addressing unsafe or unsound banking practices or legal or regulatory violations. The order required remediation involving board oversight, loan-loss allowances and reporting, earnings, capital, liquidity, lending, and related controls. The FDIC terminated the order on May 30, 2012.
Official documents last verified Invalid Date
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured banks reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
73.9
Tier 1 capital ratio
10.61%
Return on assets
0.72%
Non-performing loans
1.34%
Efficiency ratio
71.68%
Asset growth (YoY)
11.44%
$128.8B
$326.0M
Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.