Total Assets
$4.8B
Total Deposits
$3.9B
Branches
31
Established
1948
ORNL is a credit union headquartered in Oak Ridge, Tennessee, established in 1948. It holds $4.8B in total assets across 31 branch locations. In our editorial opinion, based on public FDIC/NCUA data, ORNL earns a TFS Financial Health Grade of B- (74.6/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
74.6 / 100
Good financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
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Financial data through March 31, 2026. Updated by TFS August 28, 2026. Data sourced from NCUA Call Reports as of 2026-Q1. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| Oak RidgeHQ | 221 S Rutgers Ave | Oak Ridge | TN | Full Service |
| Alcoa | 103 Hamilton Crossing Dr | Alcoa | TN | Full Service |
| Athens | 103 W Washington Ave | Athens | TN | Full Service |
| Clinton | 1117 N Charles G Seivers Blvd | Clinton | TN | Full Service |
| Farragut | 11405 Municipal Center Dr | Farragut | TN | Full Service |
| Kingston | 1204 N Kentucky St | Kingston | TN | Full Service |
| Bearden | 5505 Kingston Pike | Knoxville | TN | Full Service |
| East Knox | 3634 E Magnolia Ave | Knoxville | TN | Full Service |
| Fountain City | 5208 N Broadway St | Knoxville | TN | Full Service |
| Halls | 4510 E Emory Rd | Knoxville | TN | Full Service |
| Karns | 7228 Oak Ridge Hwy | Knoxville | TN | Full Service |
| Middlebrook | 9570 Middlebrook Pike | Knoxville | TN | Full Service |
| Millertown Pike | 5409 Millertown Pike | Knoxville | TN | Full Service |
| North Knoxville | 808 Victor Dr | Knoxville | TN | Full Service |
| Northshore | 2077 Town Center Blvd | Knoxville | TN | Full Service |
| South Knox | 7325 Chapman Hwy | Knoxville | TN | Full Service |
| West Knoxville | 8721 Kingston Pike | Knoxville | TN | Full Service |
| LaFollette | 2229 Jacksboro Pike | La Follette | TN | Full Service |
| Lenoir City | 895 Highway 321 N | Lenoir City | TN | Full Service |
| Loudon | 2859 Highway 72 N | Loudon | TN | Full Service |
| Madisonville | 4201 Highway 411 | Madisonville | TN | Full Service |
| Maryville | 2441 US Highway 411 S | Maryville | TN | Full Service |
| Maynardville Food City | 4344 Maynardville Hwy | Maynardville | TN | Full Service |
| Morristown Central | 1730 W Andrew Johnson Hwy | Morristown | TN | Full Service |
| Morristown East | 1216 E Main St | Morristown | TN | Full Service |
| Morristown West | 3610 W Andrew Johnson Hwy | Morristown | TN | Full Service |
| Newport | 344 W Broadway | Newport | TN | Full Service |
| Lab | 1 Bethel Valley Rd | Oak Ridge | TN | Full Service |
| Oak Ridge Main Branch | 215 S Rutgers Ave | Oak Ridge | TN | Full Service |
| Oak Ridge Wal-Mart | 373 S Illinois Ave | Oak Ridge | TN | Full Service |
| Sevierville | 699 Parkway Ste 5 | Sevierville | TN | Full Service |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured credit unions reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
74.6
Net worth ratio
11.02%
Return on assets
0.97%
60+ day delinquency
0.43%
Suggested direct comparisons
Nashville, TN
$128.8B
Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.