Total Assets
$1.8B
Total Deposits
$1.6B
Branches
24
Established
1909
First Farmers and Merchants Bank is a bank headquartered in Columbia, Tennessee, established in 1909. It holds $1.8B in total assets across 24 branch locations. In our editorial opinion, based on public FDIC/NCUA data, First Farmers and Merchants Bank earns a TFS Financial Health Grade of B+ (83.7/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
83.7 / 100
Good financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
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Financial data through June 30, 2026. Updated by TFS August 28, 2026. Data sourced from FDIC BankFind Suite as of 2026-Q2. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| First Farmers and Merchants BankHQ | 816 S Garden St | Columbia | TN | 11 |
| First Farmers and Merchants Bank | 9512 Highway 46 | Bon Aqua | TN | 11 |
| First Farmers and Merchants Bank | 5020 Harpeth Dr | Brentwood | TN | 11 |
| First Farmers and Merchants Bank | 116 Church St | Centerville | TN | 11 |
| First Farmers and Merchants Bank | 1202 S James M Campbell Blvd | Columbia | TN | 12 |
| First Farmers and Merchants Bank | 515 N High St | Columbia | TN | 23 |
| First Farmers and Merchants Bank | 1501 S James M Campbell Blvd | Columbia | TN | 11 |
| First Farmers and Merchants Bank | 901 Nashville Hwy | Columbia | TN | 11 |
| First Farmers and Merchants Bank | 106 Hwy 70 East, Suite3 | Dickson | TN | 24 |
| First Farmers and Merchants Bank | 121 1st Ave S | Franklin | TN | 11 |
| First Farmers and Merchants Bank | 1004 Village Plains Blvd | Franklin | TN | 11 |
| First Farmers and Merchants Bank | 1536 W Mcewen Dr | Franklin | TN | 11 |
| First Farmers and Merchants Bank | 300 Billingsly Ct | Franklin | TN | 11 |
| First Farmers and Merchants Bank | 116 W Gaines St | Lawrenceburg | TN | 11 |
| First Farmers and Merchants Bank | 1501 N Locust Ave | Lawrenceburg | TN | 11 |
| First Farmers and Merchants Bank | 260 N Ellington Pkwy | Lewisburg | TN | 11 |
| First Farmers and Merchants Bank | 201 S Military St | Loretto | TN | 11 |
| First Farmers and Merchants Bank | 128 N Main St | Mount Pleasant | TN | 11 |
| First Farmers and Merchants Bank | 2306 21st Ave S | Nashville | TN | 11 |
| First Farmers and Merchants Bank | 4013 Hillsboro Cir | Nashville | TN | 11 |
| First Farmers and Merchants Bank | 302 S 2nd St | Pulaski | TN | 11 |
| First Farmers and Merchants Bank | 5398 Main St | Spring Hill | TN | 11 |
| First Farmers and Merchants Bank | 4871 Port Royal Rd | Spring Hill | TN | 11 |
| First Farmers and Merchants Bank | Saturn Complex, U.S. 31 South | Spring Hill | TN | 28 |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured banks reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
83.7
Tier 1 capital ratio
11.19%
Return on assets
1.27%
Non-performing loans
0.12%
Efficiency ratio
61.70%
Asset growth (YoY)
1.12%
Suggested direct comparisons
Nashville, TN
$16.8B
$1.9B
Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.