Total Assets
$1.1B
Total Deposits
$1.0B
Branches
26
Established
1938
The Citizens Bank is a bank headquartered in Olanta, South Carolina, established in 1938. It holds $1.1B in total assets across 26 branch locations. In our editorial opinion, based on public FDIC/NCUA data, The Citizens Bank earns a TFS Financial Health Grade of B+ (83.3/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
83.3 / 100
Good financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
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Financial data through June 30, 2026. Updated by TFS August 28, 2026. Data sourced from FDIC BankFind Suite as of 2026-Q2. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| The Citizens BankHQ | 124 East Main Street | Olanta | SC | 11 |
| The Citizens Bank | 909 S Main St | Laurinburg | NC | 11 |
| The Citizens Bank | 201 S Morgan Ave | Andrews | SC | 11 |
| The Citizens Bank | 2220 W Dekalb St | Camden | SC | 11 |
| The Citizens Bank | 1627 Church St | Conway | SC | 11 |
| The Citizens Bank | 702 Pamplico Hwy | Florence | SC | 11 |
| The Citizens Bank | 1600 W Palmetto St | Florence | SC | 11 |
| The Citizens Bank | 1510 Exhange Street | Georgetown | SC | 11 |
| The Citizens Bank | 206 S 5th St | Hartsville | SC | 11 |
| The Citizens Bank | 127 S Georgetown Hwy | Johnsonville | SC | 11 |
| The Citizens Bank | 5 N Williamsburg County Hwy | Kingstree | SC | 11 |
| The Citizens Bank | 209 E Main St | Lake City | SC | 11 |
| The Citizens Bank | 11 Willow Grove Road | Lynchburg | SC | 11 |
| The Citizens Bank | 7 North Seventh Street | Mc Bee | SC | 11 |
| The Citizens Bank | 3796 Highway 17 | Murrells Inlet | SC | 11 |
| The Citizens Bank | 273 Carolina Forest Blvd | Myrtle Beach | SC | 11 |
| The Citizens Bank | 3600 Dorsett Dr | Myrtle Beach | SC | 11 |
| The Citizens Bank | 610 International Dr | Myrtle Beach | SC | 11 |
| The Citizens Bank | 4400 Highway 17 S | North Myrtle Beach | SC | 11 |
| The Citizens Bank | 1020 Highway 17 N | North Myrtle Beach | SC | 11 |
| The Citizens Bank | 705 S Walnut St | Pamplico | SC | 11 |
| The Citizens Bank | 11022 Ocean Hwy | Pawleys Island | SC | 11 |
| The Citizens Bank | 5730 Memorial Blvd | Saint George | SC | 11 |
| The Citizens Bank | 1225 Alice Dr | Sumter | SC | 11 |
| The Citizens Bank | 4700 W Palmetto St | Timmonsville | SC | 11 |
| The Citizens Bank | 1718 Main St | Turbeville | SC | 11 |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured banks reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
83.3
Tier 1 capital ratio
9.91%
Return on assets
1.24%
Non-performing loans
0.18%
Efficiency ratio
60.35%
Asset growth (YoY)
7.63%
Suggested direct comparisons
NORTH CHARLESTO, SC
$2.6B
Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.