Total Assets
$908.3M
Total Deposits
$799.3M
Branches
10
Established
1924
Peoples Bank & Trust Co. is a bank headquartered in Troy, Missouri, established in 1924. It holds $908.3M in total assets across 10 branch locations. In our editorial opinion, based on public FDIC/NCUA data, Peoples Bank & Trust Co. earns a TFS Financial Health Grade of B- (73.9/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
73.9 / 100
Good financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
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Financial data through June 30, 2026. Updated by TFS August 28, 2026. Data sourced from FDIC BankFind Suite as of 2026-Q2. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| Peoples Bank & Trust Co.HQ | 430 E Wood St | Troy | MO | 11 |
| Peoples Bank & Trust Co. | 106 N Business Hwy 61 | Bowling Green | MO | 11 |
| Peoples Bank & Trust Co. | 1497 Cottleville Pkwy | Cottleville | MO | 11 |
| Peoples Bank & Trust Co. | 105 S Main St | Elsberry | MO | 11 |
| Peoples Bank & Trust Co. | 65 S Highway 47 | Hawk Point | MO | 11 |
| Peoples Bank & Trust Co. | 101 S 3rd St | Louisiana | MO | 11 |
| Peoples Bank & Trust Co. | 1310 N Main St | O'Fallon | MO | 11 |
| Peoples Bank & Trust Co. | #9 Troy Square | Troy | MO | 11 |
| Peoples Bank & Trust Co. | 430 E Wood St | Troy | MO | 29 |
| Peoples Bank & Trust Co. | 103 Pine St | Winfield | MO | 11 |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured banks reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
73.9
Tier 1 capital ratio
9.96%
Return on assets
1.56%
Non-performing loans
2.27%
Efficiency ratio
51.77%
Asset growth (YoY)
5.24%
Suggested direct comparisons
Saint Louis, MO
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Springfield, MO
$946.7M
Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.