Total Assets
$71.9B
Total Deposits
$60.2B
Branches
211
Established
1902
UMB Bank, National Association is a bank headquartered in Kansas City, Missouri, established in 1902. It holds $71.9B in total assets across 211 branch locations. In our editorial opinion, based on public FDIC/NCUA data, UMB Bank, National Association earns a TFS Financial Health Grade of B (79.5/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
79.5 / 100
Good financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
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Financial data through June 30, 2026. Updated by TFS August 28, 2026. Data sourced from FDIC BankFind Suite as of 2026-Q2. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| UMB Bank, National AssociationHQ | 1010 Grand Blvd | Kansas City | MO | 11 |
| UMB Bank, National Association | 1000 N 54th St | Chandler | AZ | 11 |
| UMB Bank, National Association | 13404 N La Montana Dr | Fountain Hills | AZ | 11 |
| UMB Bank, National Association | 4117 S Gilbert Rd | Gilbert | AZ | 11 |
| UMB Bank, National Association | 845 N Gilbert Rd | Gilbert | AZ | 11 |
| UMB Bank, National Association | 1331 W Southern Ave | Mesa | AZ | 11 |
| UMB Bank, National Association | 7655 W Thunderbird Rd | Peoria | AZ | 11 |
| UMB Bank, National Association | 2198 E Camelback Rd | Phoenix | AZ | 27 |
| UMB Bank, National Association | 2198 E Camelback Rd | Phoenix | AZ | 27 |
| UMB Bank, National Association | 2198 E Camelback Rd | Phoenix | AZ | 27 |
| UMB Bank, National Association | 2198 E Camelback Rd | Phoenix | AZ | 27 |
| UMB Bank, National Association | 2198 E Camelback Rd | Phoenix | AZ | 27 |
| UMB Bank, National Association | 2198 E Camelback Rd | Phoenix | AZ | 27 |
| UMB Bank, National Association | 1675 N 95th Ln | Phoenix | AZ | 11 |
| UMB Bank, National Association | 2036 E Camelback Rd | Phoenix | AZ | 11 |
| UMB Bank, National Association | 2198 E Camelback Rd | Phoenix | AZ | 27 |
| UMB Bank, National Association | 2198 E Camelback Rd | Phoenix | AZ | 27 |
| UMB Bank, National Association | 2777 E Camelback Rd | Phoenix | AZ | 11 |
| UMB Bank, National Association | 32621 N Scottsdale Rd | Scottsdale | AZ | 11 |
| UMB Bank, National Association | 16210 N Scottsdale Rd | Scottsdale | AZ | 11 |
| UMB Bank, National Association | 7555 E Redfield Rd | Scottsdale | AZ | 11 |
| UMB Bank, National Association | 980 E Baseline Rd | Tempe | AZ | 11 |
| UMB Bank, National Association | 2001 W Wickenburg Way | Wickenburg | AZ | 11 |
| UMB Bank, National Association | 255 E River Park Cir | Fresno | CA | 11 |
| UMB Bank, National Association | 18580 Main St | Groveland | CA | 11 |
| UMB Bank, National Association | 5371 State Highway 49 N | Mariposa | CA | 11 |
| UMB Bank, National Association | 40061 Highway 49 | Oakhurst | CA | 11 |
| UMB Bank, National Association | 1245 Spring St | Paso Robles | CA | 11 |
| UMB Bank, National Association | 1418 S Main St | Salinas | CA | 11 |
| UMB Bank, National Association | 237 Higuera St | San Luis Obispo | CA | 11 |
| UMB Bank, National Association | 3211 Broad St | San Luis Obispo | CA | 24 |
| UMB Bank, National Association | 12501 W 52nd Ave | Arvada | CO | 11 |
| UMB Bank, National Association | 12230 E Colfax Ave | Aurora | CO | 11 |
| UMB Bank, National Association | 13731 E Mississippi Ave | Aurora | CO | 11 |
| UMB Bank, National Association | 1611 Canyon Blvd | Boulder | CO | 11 |
| UMB Bank, National Association | 13700 E Arapahoe Rd | Centennial | CO | 11 |
| UMB Bank, National Association | 730 Citadel Dr E | Colorado Springs | CO | 11 |
| UMB Bank, National Association | 290 E Cheyenne Mountain Blvd | Colorado Springs | CO | 11 |
| UMB Bank, National Association | 502 Security Blvd | Colorado Springs | CO | 11 |
| UMB Bank, National Association | 730 Citadel Dr E | Colorado Springs | CO | 27 |
| UMB Bank, National Association | 101 N Cascade Ave | Colorado Springs | CO | 11 |
| UMB Bank, National Association | 26679 Pleasant Park Rd | Conifer | CO | 11 |
| UMB Bank, National Association | 703 Colorado Blvd | Denver | CO | 11 |
| UMB Bank, National Association | 1635 E Colfax Ave | Denver | CO | 11 |
| UMB Bank, National Association | 12075 E 45th Ave | Denver | CO | 11 |
| UMB Bank, National Association | 1670 Broadway | Denver | CO | 11 |
| UMB Bank, National Association | 3500 S Oneida Way | Denver | CO | 11 |
| UMB Bank, National Association | 3535 Quebec St | Denver | CO | 11 |
| UMB Bank, National Association | 1490 S Santa Fe Dr | Denver | CO | 11 |
| UMB Bank, National Association | 105 Edwards Village Boulevard | Edwards | CO | 11 |
Showing 50 of 211 branches
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 33 active, federally insured banks reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
79.5
Tier 1 capital ratio
8.89%
Return on assets
1.39%
Non-performing loans
0.34%
Efficiency ratio
48.02%
Asset growth (YoY)
0.64%
Suggested direct comparisons
Kansas City, MO
$410.2M
Chicago, IL
$66.5B
Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.