Total Assets
$20.3B
Total Deposits
$16.4B
Branches
173
Established
1902
The Central Trust Bank is a bank headquartered in Jefferson City, Missouri, established in 1902. It holds $20.3B in total assets across 173 branch locations. In our editorial opinion, based on public FDIC/NCUA data, The Central Trust Bank earns a TFS Financial Health Grade of B+ (82.7/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
82.7 / 100
Good financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
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Financial data through June 30, 2026. Updated by TFS August 28, 2026. Data sourced from FDIC BankFind Suite as of 2026-Q2. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| The Central Trust BankHQ | 238 Madison St | Jefferson City | MO | 11 |
| The Central Trust Bank | 5278 N Nevada Ave Ste 100 | Colorado Springs | CO | 23 |
| The Central Trust Bank | 1211 Main Ave | Durango | CO | 11 |
| The Central Trust Bank | 8000 E Belleview Ave | Greenwood Village | CO | 11 |
| The Central Trust Bank | 8950 Westminster Blvd | Westminster | CO | 11 |
| The Central Trust Bank | 3701 Tamiami Trl N | Naples | FL | 11 |
| The Central Trust Bank | 285 Southwoods Ctr | Columbia | IL | 11 |
| The Central Trust Bank | 3 E Washington St | Millstadt | IL | 11 |
| The Central Trust Bank | 350 Hartman Ln | O Fallon | IL | 11 |
| The Central Trust Bank | 405 E Nelson St | Edgerton | KS | 23 |
| The Central Trust Bank | 1402 Church St | Eudora | KS | 12 |
| The Central Trust Bank | 425 N Waverly Rd | Gardner | KS | 11 |
| The Central Trust Bank | 900 E Main St | Gardner | KS | 11 |
| The Central Trust Bank | 3938 Rainbow Blvd | Kansas City | KS | 12 |
| The Central Trust Bank | 4340 W 6th St | Lawrence | KS | 11 |
| The Central Trust Bank | 1301 Jayhawk Blvd | Lawrence | KS | 11 |
| The Central Trust Bank | 3101 S Iowa St | Lawrence | KS | 11 |
| The Central Trust Bank | 711 W 23rd St | Lawrence | KS | 11 |
| The Central Trust Bank | 9th And Kentucky Streets | Lawrence | KS | 11 |
| The Central Trust Bank | 300 W 9th St | Lawrence | KS | 13 |
| The Central Trust Bank | 4801 Town Center Dr | Leawood | KS | 11 |
| The Central Trust Bank | 13446 S Blackbob Rd | Olathe | KS | 11 |
| The Central Trust Bank | 15892 S. Ridgeview Road | Olathe | KS | 11 |
| The Central Trust Bank | 10300 Metcalf Ave | Overland Park | KS | 11 |
| The Central Trust Bank | 7960 W 135th St | Overland Park | KS | 11 |
| The Central Trust Bank | 79th And Metcalf Streets | Overland Park | KS | 11 |
| The Central Trust Bank | 11900 College Blvd | Overland Park | KS | 11 |
| The Central Trust Bank | 15100 Metcalf Ave | Overland Park | KS | 11 |
| The Central Trust Bank | 15100 West 67th Street | Shawnee | KS | 11 |
| The Central Trust Bank | 6114 Nieman Rd | Shawnee Mission | KS | 11 |
| The Central Trust Bank | 405 E Broadway | Ashland | MO | 11 |
| The Central Trust Bank | 204 Main St | Belton | MO | 11 |
| The Central Trust Bank | 1330a N 7 Hwy | Blue Springs | MO | 24 |
| The Central Trust Bank | 1505 N 7 Hwy | Blue Springs | MO | 11 |
| The Central Trust Bank | 909 S 7 Hwy | Blue Springs | MO | 11 |
| The Central Trust Bank | 1920 Legends West Ave | Boonville | MO | 11 |
| The Central Trust Bank | 416 E Spring St | Boonville | MO | 11 |
| The Central Trust Bank | 400 South Commercial Street | Branson | MO | 11 |
| The Central Trust Bank | 302 Highway 165 | Branson | MO | 23 |
| The Central Trust Bank | 1115 James F. Epps Road | Branson | MO | 11 |
| The Central Trust Bank | 18192 Business 13 | Branson West | MO | 11 |
| The Central Trust Bank | 100 S Hudson St | Buckner | MO | 11 |
| The Central Trust Bank | 329 S Oak St | California | MO | 11 |
| The Central Trust Bank | 329 S Oak St | California | MO | 11 |
| The Central Trust Bank | 170 E Us Highway 54 | Camdenton | MO | 11 |
| The Central Trust Bank | 216 W Railroad St | Centralia | MO | 11 |
| The Central Trust Bank | 1700 Clarkson Rd | Chesterfield | MO | 11 |
| The Central Trust Bank | 7707 Forsyth Blvd | Clayton | MO | 11 |
| The Central Trust Bank | 505 E Nifong Blvd | Columbia | MO | 12 |
| The Central Trust Bank | 2711 W Broadway | Columbia | MO | 11 |
Showing 50 of 173 branches
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured banks reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
82.7
Tier 1 capital ratio
7.94%
Return on assets
1.99%
Non-performing loans
0.49%
Efficiency ratio
47.47%
Asset growth (YoY)
6.49%
Suggested direct comparisons
Jefferson City, MO
$387.8M
$14.6B
Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.