Total Assets
$5.2B
Total Deposits
$4.4B
Branches
70
Established
1887
Southern Bank is a bank headquartered in Poplar Bluff, Missouri, established in 1887. It holds $5.2B in total assets across 70 branch locations. In our editorial opinion, based on public FDIC/NCUA data, Southern Bank earns a TFS Financial Health Grade of B+ (83.3/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
83.3 / 100
Good financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
Watching Southern Bank?
Get a free alert the moment its TFS financial-health grade changes. No spam, ever.
Financial data through June 30, 2026. Updated by TFS August 28, 2026. Data sourced from FDIC BankFind Suite as of 2026-Q2. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| Southern BankHQ | 2991 Oak Grove Rd | Poplar Bluff | MO | 11 |
| Southern Bank | 306 S Elm St | Bald Knob | AR | 11 |
| Southern Bank | 1583 S Saint Louis St | Batesville | AR | 11 |
| Southern Bank | 5227 Highway 367 N | Bradford | AR | 11 |
| Southern Bank | 2203a W Main St | Cabot | AR | 11 |
| Southern Bank | 2775 E Nettleton Ave | Jonesboro | AR | 11 |
| Southern Bank | 1925 S Main St | Jonesboro | AR | 11 |
| Southern Bank | 10825 Financial Centre Parkway | Little Rock | AR | 24 |
| Southern Bank | 1727 W Kingshighway | Paragould | AR | 11 |
| Southern Bank | 2930 E Moore Ave | Searcy | AR | 24 |
| Southern Bank | 2208 E Race Ave | Searcy | AR | 11 |
| Southern Bank | 358 S Main St | Anna | IL | 11 |
| Southern Bank | 800 Washington Ave | Cairo | IL | 11 |
| Southern Bank | 145 Russell St | Tamms | IL | 11 |
| Southern Bank | 4701 College Blvd | Leawood | KS | 11 |
| Southern Bank | 310 N Ruth St | Advance | MO | 11 |
| Southern Bank | 100 Wallace Dr | Alton | MO | 11 |
| Southern Bank | 3494 Jeffco Blvd | Arnold | MO | 11 |
| Southern Bank | 52 Missouri St | Benton | MO | 11 |
| Southern Bank | 505 Highway 25 South | Bloomfield | MO | 11 |
| Southern Bank | 400 E Spring St | Boonville | MO | 11 |
| Southern Bank | 322 S Main St | Brookfield | MO | 11 |
| Southern Bank | 380 N Kingshighway St | Cape Girardeau | MO | 11 |
| Southern Bank | 3168 William St | Cape Girardeau | MO | 11 |
| Southern Bank | 125 E Yoakum Ave | Chaffee | MO | 11 |
| Southern Bank | 515 Washington St | Chillicothe | MO | 11 |
| Southern Bank | 515 Washington St | Chillicothe | MO | 23 |
| Southern Bank | 7410 Missouri 14 | Clever | MO | 11 |
| Southern Bank | 713 Us 60 Business | Dexter | MO | 11 |
| Southern Bank | 303 W Market St | Dexter | MO | 11 |
| Southern Bank | 302 Washington St | Doniphan | MO | 11 |
| Southern Bank | 101 Trotter Street | Essex | MO | 11 |
| Southern Bank | 15775 Us Highway 160 | Forsyth | MO | 11 |
| Southern Bank | 106 N Main St | Gideon | MO | 11 |
| Southern Bank | 727 W Main St | Jackson | MO | 11 |
| Southern Bank | 8405 N Oak Trfy | Kansas City | MO | 11 |
| Southern Bank | 7553 Nw Barry Rd | Kansas City | MO | 11 |
| Southern Bank | 2041 Commerce Dr | Kearney | MO | 11 |
| Southern Bank | 301 1st St | Kennett | MO | 11 |
| Southern Bank | 11892 State Highway 13 | Kimberling City | MO | 11 |
| Southern Bank | 1150 Ne Douglas St | Lees Summit | MO | 11 |
| Southern Bank | 410 Se 3rd Street, Suite 104c | Lee'S Summit | MO | 24 |
| Southern Bank | 707 E Briggs Dr | Macon | MO | 11 |
| Southern Bank | 1292 Banning St | Marshfield | MO | 11 |
| Southern Bank | 105 N Main St | Maryville | MO | 11 |
| Southern Bank | 305 W Mount Vernon St | Nixa | MO | 11 |
| Southern Bank | 9005 Sawgrass Ave | Nixa | MO | 11 |
| Southern Bank | 2471 W Jackson St | Ozark | MO | 11 |
| Southern Bank | 2001 N Westwood Blvd | Poplar Bluff | MO | 11 |
| Southern Bank | 4214 Highway Pp, Township Line Road | Poplar Bluff | MO | 11 |
Showing 50 of 70 branches
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured banks reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
83.3
Tier 1 capital ratio
10.45%
Return on assets
1.53%
Non-performing loans
0.63%
Efficiency ratio
49.89%
Asset growth (YoY)
4.37%
Suggested direct comparisons
Kansas City, MO
$71.9B
$4.2B
Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.