Total Assets
$445.1M
Total Deposits
$394.4M
Branches
13
Established
1884
Community Bank and Trust is a bank headquartered in Neosho, Missouri, established in 1884. It holds $445.1M in total assets across 13 branch locations. In our editorial opinion, based on public FDIC/NCUA data, Community Bank and Trust earns a TFS Financial Health Grade of C+ (72.9/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
72.9 / 100
Average financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
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Financial data through June 30, 2026. Updated by TFS August 28, 2026. Data sourced from FDIC BankFind Suite as of 2026-Q2. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| Community Bank and TrustHQ | 100 S Wood St | Neosho | MO | 11 |
| Community Bank and Trust | 215 E 7th St | Galena | KS | 11 |
| Community Bank and Trust | 119 Main Street | Anderson | MO | 11 |
| Community Bank and Trust | 101 S Main St | Carl Junction | MO | 11 |
| Community Bank and Trust | 325 W George E Phelps Blvd | Carthage | MO | 11 |
| Community Bank and Trust | 107 Market Street | Diamond | MO | 11 |
| Community Bank and Trust | 202 N Main St | Granby | MO | 11 |
| Community Bank and Trust | 3131 E 7th St | Joplin | MO | 11 |
| Community Bank and Trust | 414 E 32nd St | Joplin | MO | 11 |
| Community Bank and Trust | 5570 N Main St | Joplin | MO | 11 |
| Community Bank and Trust | 3105 Lusk Dr | Neosho | MO | 11 |
| Community Bank and Trust | 528 S Neosho Blvd | Neosho | MO | 11 |
| Community Bank and Trust | 1102 Cherokee Ave | Seneca | MO | 11 |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured banks reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
72.9
Tier 1 capital ratio
8.37%
Return on assets
1.12%
Non-performing loans
0.13%
Efficiency ratio
74.85%
Asset growth (YoY)
2.60%
Suggested direct comparisons
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Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.