Total Assets
$502.6M
Total Deposits
$456.6M
Branches
15
Established
1901
UNICO Bank is a bank headquartered in Mineral Point, Missouri, established in 1901. It holds $502.6M in total assets across 15 branch locations. In our editorial opinion, based on public FDIC/NCUA data, UNICO Bank earns a TFS Financial Health Grade of C+ (72.0/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
72.0 / 100
Average financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
Watching UNICO Bank?
Get a free alert the moment its TFS financial-health grade changes. No spam, ever.
Financial data through June 30, 2026. Updated by TFS August 28, 2026. Data sourced from FDIC BankFind Suite as of 2026-Q2. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| UNICO BankHQ | 625 Veterans Dr | Mineral Point | MO | 11 |
| UNICO Bank | 1100 N Illinois St | Harrisburg | AR | 11 |
| UNICO Bank | 3513 E Johnson Ave | Jonesboro | AR | 11 |
| UNICO Bank | 2702 South Culberhouse Street | Jonesboro | AR | 11 |
| UNICO Bank | 100 Cobean Blvd | Lake City | AR | 11 |
| UNICO Bank | 210 Frisco St | Marked Tree | AR | 11 |
| UNICO Bank | 1908 Linwood Dr | Paragould | AR | 11 |
| UNICO Bank | 506 W Kings Hwy | Paragould | AR | 11 |
| UNICO Bank | 201 Reynolds Rd | Paragould | AR | 11 |
| UNICO Bank | 514 Industrial Park Dr | Trumann | AR | 11 |
| UNICO Bank | 1001 Cedar St | Bismarck | MO | 11 |
| UNICO Bank | 400 N State St | Desloge | MO | 11 |
| UNICO Bank | 755 Weber Rd | Farmington | MO | 11 |
| UNICO Bank | 1115 Independence Ave | Kennett | MO | 11 |
| UNICO Bank | 1000 E Main St | Park Hills | MO | 11 |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured banks reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
72.0
Tier 1 capital ratio
8.89%
Return on assets
1.34%
Non-performing loans
2.55%
Efficiency ratio
69.24%
Asset growth (YoY)
-2.22%
Suggested direct comparisons
Saint Louis, MO
$19.6B
Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.