Total Assets
$305.3M
Total Deposits
$273.1M
Branches
6
Established
1894
Century Bank of the Ozarks is a bank headquartered in Gainesville, Missouri, established in 1894. It holds $305.3M in total assets across 6 branch locations. In our editorial opinion, based on public FDIC/NCUA data, Century Bank of the Ozarks earns a TFS Financial Health Grade of B+ (83.5/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
83.5 / 100
Good financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
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Financial data through June 30, 2026. Updated by TFS August 28, 2026. Data sourced from FDIC BankFind Suite as of 2026-Q2. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| Century Bank of the OzarksHQ | 42 Court Sq | Gainesville | MO | 11 |
| Century Bank of the Ozarks | 2448 Highway 62 E | Mountain Home | AR | 11 |
| Century Bank of the Ozarks | 2448 Highway 62 E | Mountain Home | AR | 11 |
| Century Bank of the Ozarks | 1002 North West 12th Avenue | Ava | MO | 11 |
| Century Bank of the Ozarks | 1813 State Highway Ar | Bakersfield | MO | 11 |
| Century Bank of the Ozarks | 6151 Us Highway 160 | Theodosia | MO | 11 |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured banks reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
83.5
Tier 1 capital ratio
8.84%
Return on assets
1.92%
Non-performing loans
0.19%
Efficiency ratio
54.75%
Asset growth (YoY)
9.80%
Suggested direct comparisons
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Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.