Total Assets
$854.1M
Total Deposits
$679.8M
Branches
11
Established
1930
Focus Bank is a bank headquartered in Charleston, Missouri, established in 1930. It holds $854.1M in total assets across 11 branch locations. In our editorial opinion, based on public FDIC/NCUA data, Focus Bank earns a TFS Financial Health Grade of B+ (84.0/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
84.0 / 100
Good financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
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Financial data through June 30, 2026. Updated by TFS August 28, 2026. Data sourced from FDIC BankFind Suite as of 2026-Q2. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| Focus BankHQ | 101 South Main Street | Charleston | MO | 11 |
| Focus Bank | 2525 Red Wolf Blvd | Jonesboro | AR | 11 |
| Focus Bank | 406 Southwest Dr | Jonesboro | AR | 11 |
| Focus Bank | 7281 Highway 34 E | Marmaduke | AR | 23 |
| Focus Bank | 3100 Linwood Dr | Paragould | AR | 11 |
| Focus Bank | 3005 W Kings Hwy | Paragould | AR | 11 |
| Focus Bank | 4th And Walker | Caruthersville | MO | 23 |
| Focus Bank | 323 Ward Ave | Caruthersville | MO | 11 |
| Focus Bank | 101 S Main St | Charleston | MO | 11 |
| Focus Bank | 4950 S Highway 105 | East Prairie | MO | 11 |
| Focus Bank | 1150 S Main St | Sikeston | MO | 11 |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured banks reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
84.0
Tier 1 capital ratio
12.61%
Return on assets
1.67%
Non-performing loans
0.85%
Efficiency ratio
64.45%
Asset growth (YoY)
-0.10%
Jefferson City, MO
$20.3B
$866.6M
Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.