Total Assets
$1.9B
Total Deposits
$1.4B
Branches
26
Established
1919
BTC Bank is a bank headquartered in Bethany, Missouri, established in 1919. It holds $1.9B in total assets across 26 branch locations. In our editorial opinion, based on public FDIC/NCUA data, BTC Bank earns a TFS Financial Health Grade of D+ (60.3/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
60.3 / 100
Below average financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
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Financial data through June 30, 2026. Updated by TFS August 28, 2026. Data sourced from FDIC BankFind Suite as of 2026-Q2. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| BTC BankHQ | 3606 Miller St | Bethany | MO | 11 |
| BTC Bank | 2090 E Main St | Lamoni | IA | 11 |
| BTC Bank | 101 E Us Highway 136 | Albany | MO | 11 |
| BTC Bank | 2302 Main St | Boonville | MO | 11 |
| BTC Bank | 1505 S Ash St | Buffalo | MO | 11 |
| BTC Bank | 101 W Main St | Bunceton | MO | 11 |
| BTC Bank | 124 S Walnut St | Cameron | MO | 11 |
| BTC Bank | 515 E Platte Clay Way | Cameron | MO | 11 |
| BTC Bank | 1201-2 N Us Highway 65 | Carrollton | MO | 11 |
| BTC Bank | 400 W Business 36 | Chillicothe | MO | 11 |
| BTC Bank | 2550 N Washington St | Chillicothe | MO | 11 |
| BTC Bank | 21656 Highway Kk | Chula | MO | 29 |
| BTC Bank | 100 E Morrison St | Fayette | MO | 11 |
| BTC Bank | 101 W Jackson St | Gallatin | MO | 11 |
| BTC Bank | 435 Main St | Gilman City | MO | 11 |
| BTC Bank | 301 Ne 2nd St | Hardin | MO | 11 |
| BTC Bank | 220 South Broadway | Jamesport | MO | 11 |
| BTC Bank | 401 W Main St | Maysville | MO | 11 |
| BTC Bank | 105 N Washington St | Oregon | MO | 11 |
| BTC Bank | 593 Clinton Ave | Osborn | MO | 11 |
| BTC Bank | 114 Central Ave | Pattonsburg | MO | 11 |
| BTC Bank | 510 Highway Dr | Prairie Home | MO | 11 |
| BTC Bank | 507 N Weber Ave | Salisbury | MO | 11 |
| BTC Bank | 2450 W. 16th Street | Sedalia | MO | 11 |
| BTC Bank | 31101 Highway Hh | Smithton | MO | 11 |
| BTC Bank | 1000 Oklahoma Ave | Trenton | MO | 11 |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured banks reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
60.3
Tier 1 capital ratio
9.35%
Return on assets
0.90%
Non-performing loans
0.72%
Efficiency ratio
67.02%
Asset growth (YoY)
35.66%
Suggested direct comparisons
Saint Louis, MO
$19.6B
Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.