Total Assets
$1.3B
Total Deposits
$1.0B
Branches
10
Established
1945
Peoples Bank is a bank headquartered in Rock Valley, Iowa, established in 1945. It holds $1.3B in total assets across 10 branch locations. In our editorial opinion, based on public FDIC/NCUA data, Peoples Bank earns a TFS Financial Health Grade of B+ (82.7/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
82.7 / 100
Good financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
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Financial data through June 30, 2026. Updated by TFS August 28, 2026. Data sourced from FDIC BankFind Suite as of 2026-Q2. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| Peoples BankHQ | 1230 Valley Dr | Rock Valley | IA | 11 |
| Peoples Bank | 71 Hardy St | Akron | IA | 11 |
| Peoples Bank | 920 Avenue E | Hawarden | IA | 11 |
| Peoples Bank | 468 Titan Rd | Hinton | IA | 11 |
| Peoples Bank | 2372 Iowa 9 | Lester | IA | 11 |
| Peoples Bank | 2400 Park St | Sheldon | IA | 11 |
| Peoples Bank | 1701 South Main Avenue | Sioux Center | IA | 11 |
| Peoples Bank | 1901 Morningside Ave | Sioux City | IA | 11 |
| Peoples Bank | 121 Wall St W | Jasper | MN | 11 |
| Peoples Bank | 100 S Sodrac Dr | North Sioux City | SD | 11 |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured banks reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
82.7
Tier 1 capital ratio
10.73%
Return on assets
2.10%
Non-performing loans
0.85%
Efficiency ratio
47.97%
Asset growth (YoY)
12.68%
Suggested direct comparisons
Waterloo, IA
$8.9B
Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.