2026 Rankings

Best Banks in Iowa

50 banks in Iowa ranked by our TFS Financial Health Grade. Scores based on capital adequacy, asset quality, earnings, and consumer protection data.

Rank	Institution	City	Assets	Score	Grade
1	Readlyn Savings Bank	Readlyn	$147.9M	86.8	B
2	The Citizens First National Bank of Storm Lake	Storm Lake	$260.2M	84.7	B
3	Security Savings Bank	Gowrie	$194.2M	82.7	B-
4	Cedar Rapids Bank and Trust Company	Cedar Rapids	$2.9B	82.4	B-
5	Audubon State Bank	Audubon	$163.4M	81.3	B-
6	Dysart State Bank	Dysart	$17.0M	81.2	B-
7	Pinnacle Bank	Marshalltown	$306.6M	81.0	B-
8	Savings Bank	Primghar	$292.9M	80.9	B-
9	Houghton State Bank	Red Oak	$210.1M	80.8	B-
10	Midstates Bank, National Association	Council Bluffs	$631.1M	79.6	C+
11	Crawford County Trust and Savings Bank	Denison	$287.3M	79.6	C+
12	First Bank	Waverly	$729.5M	79.4	C+
13	Washington State Bank	Washington	$588.9M	79.1	C+
14	Guthrie County State Bank	Panora	$279.3M	78.8	C+
15	Ashton State Bank	Ashton	$54.3M	78.8	C+
16	Community Bank	Dunlap	$137.1M	78.3	C+
17	Decorah Bank & Trust Company	Decorah	$770.9M	78.0	C+
18	First Citizens Bank	Mason City	$1.8B	77.8	C+
19	Farmers and Merchants State Bank	Winterset	$267.6M	77.5	C+
20	Farmers Trust & Savings Bank	Williamsburg	$199.6M	77.4	C+
21	The Home Trust & Savings Bank	Osage	$290.7M	77.4	C+
22	Farmers Savings Bank & Trust	Traer	$212.5M	77.0	C+
23	Commercial Savings Bank	Carroll	$335.6M	77.0	C+
24	Sibley State Bank	Sibley	$103.6M	76.5	C
25	NorthStar Bank	Estherville	$205.0M	76.5	C
26	Peoples Bank	Rock Valley	$1.2B	76.3	C
27	Clear Lake Bank and Trust Company	Clear Lake	$636.1M	76.3	C
28	Northeast Security Bank	Sumner	$449.0M	76.2	C
29	Bellevue State Bank	Bellevue	$188.5M	76.2	C
30	Marion County State Bank	Pella	$648.5M	76.0	C
31	Cornerstone Bank	Clarinda	$44.6M	76.0	C
32	First Whitney Bank and Trust	Atlantic	$304.2M	76.0	C
33	Farmers Trust & Savings Bank	Earling	$143.7M	76.0	C
34	South Ottumwa Savings Bank	Ottumwa	$518.9M	75.9	C
35	GNB Bank	Grundy Center	$630.7M	75.8	C
36	The First National Bank of Primghar	Primghar	$38.6M	75.8	C
37	Pilot Grove Savings Bank	Pilot Grove	$1.1B	75.8	C
38	Community State Bank	Ankeny	$1.7B	75.7	C
39	Iowa State Bank	Algona	$467.7M	75.7	C
40	Leighton State Bank	Pella	$290.9M	75.4	C
41	West Bank	West Des Moines	$4.1B	75.3	C
42	Citizens Savings Bank	Marshalltown	$75.4M	75.2	C
43	Heartland Bank	Somers	$267.5M	75.1	C
44	CBI Bank & Trust	Muscatine	$1.6B	74.8	C
45	Earlham Savings Bank	West Des Moines	$377.8M	74.7	C
46	First State Bank	Stuart	$128.7M	74.5	C
47	The First National Bank of Manning	Manning	$80.1M	74.5	C
48	Security State Bank	Algona	$113.1M	74.4	C
49	State Bank & Trust Co.	Nevada	$196.4M	74.3	C
50	Hardin County Savings Bank	Eldora	$401.5M	74.3	C

Rankings based on TFS Financial Health Grades, calculated from FDIC quarterly financial data. Scores reflect capital adequacy, asset quality, earnings, liquidity, growth, and consumer protection metrics.Learn about our methodology

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