Total Assets
$4.8B
Total Deposits
$3.5B
Branches
21
Established
1904
Hills Bank and Trust Company is a bank headquartered in Hills, Iowa, established in 1904. It holds $4.8B in total assets across 21 branch locations. In our editorial opinion, based on public FDIC/NCUA data, Hills Bank and Trust Company earns a TFS Financial Health Grade of A (89.3/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
89.3 / 100
Excellent financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
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Financial data through June 30, 2026. Updated by TFS August 28, 2026. Data sourced from FDIC BankFind Suite as of 2026-Q2. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| Hills Bank and Trust CompanyHQ | 131 Main St | Hills | IA | 11 |
| Hills Bank and Trust Company | 240 3rd Ave Se | Cedar Rapids | IA | 11 |
| Hills Bank and Trust Company | 3610 Williams Blvd Sw | Cedar Rapids | IA | 11 |
| Hills Bank and Trust Company | 3905 Blairs Ferry Rd Ne | Cedar Rapids | IA | 11 |
| Hills Bank and Trust Company | 1009 2nd St | Coralville | IA | 11 |
| Hills Bank and Trust Company | 1401 S Gilbert St | Iowa City | IA | 11 |
| Hills Bank and Trust Company | 701 Oaknoll Dr | Iowa City | IA | 28 |
| Hills Bank and Trust Company | 200 Hawkins Dr | Iowa City | IA | 12 |
| Hills Bank and Trust Company | 201 S Clinton St | Iowa City | IA | 11 |
| Hills Bank and Trust Company | 2640 N Scott Blvd | Iowa City | IA | 29 |
| Hills Bank and Trust Company | 2621 Muscatine Ave | Iowa City | IA | 11 |
| Hills Bank and Trust Company | 120 5th St | Kalona | IA | 11 |
| Hills Bank and Trust Company | 103 W Main St | Lisbon | IA | 11 |
| Hills Bank and Trust Company | 3204 7th Ave | Marion | IA | 11 |
| Hills Bank and Trust Company | 800 11th St | Marion | IA | 11 |
| Hills Bank and Trust Company | 720 1st Ave Se | Mount Vernon | IA | 11 |
| Hills Bank and Trust Company | 25 Highway 965 | North Liberty | IA | 11 |
| Hills Bank and Trust Company | 590 W Forevergreen Rd | North Liberty | IA | 11 |
| Hills Bank and Trust Company | 2481 Highway 92 | Washington | IA | 11 |
| Hills Bank and Trust Company | 229 8th Ave | Wellman | IA | 11 |
| Hills Bank and Trust Company | 200 W State St | Williamsburg | IA | 11 |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured banks reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
89.3
Tier 1 capital ratio
13.36%
Return on assets
2.08%
Non-performing loans
0.40%
Efficiency ratio
44.78%
Asset growth (YoY)
4.16%
Suggested direct comparisons
Des Moines, IA
$7.8B
Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.