Total Assets
$1.7B
Total Deposits
$1.5B
Branches
16
Established
1902
Lincoln Savings Bank is a bank headquartered in Reinbeck, Iowa, established in 1902. It holds $1.7B in total assets across 16 branch locations. In our editorial opinion, based on public FDIC/NCUA data, Lincoln Savings Bank earns a TFS Financial Health Grade of D- (51.9/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
51.9 / 100
Below average financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
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Financial data through June 30, 2026. Updated by TFS August 28, 2026. Data sourced from FDIC BankFind Suite as of 2026-Q2. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| Lincoln Savings BankHQ | 508 Main St | Reinbeck | IA | 11 |
| Lincoln Savings Bank | 312 Nile Kinnick Drive South | Adel | IA | 11 |
| Lincoln Savings Bank | 402 N Main St | Allison | IA | 11 |
| Lincoln Savings Bank | 1375 Sw State St | Ankeny | IA | 11 |
| Lincoln Savings Bank | 932 Parriott St | Aplington | IA | 11 |
| Lincoln Savings Bank | 302 Main St | Cedar Falls | IA | 11 |
| Lincoln Savings Bank | 13523 University Ave | Clive | IA | 11 |
| Lincoln Savings Bank | 1922 Ingersoll Ave | Des Moines | IA | 11 |
| Lincoln Savings Bank | 230 Main St | Garwin | IA | 11 |
| Lincoln Savings Bank | 111 E Traer St | Greene | IA | 11 |
| Lincoln Savings Bank | 1025 Main St | Grinnell | IA | 11 |
| Lincoln Savings Bank | 141 Eldora Rd | Hudson | IA | 11 |
| Lincoln Savings Bank | 109 E Main St | Lincoln | IA | 11 |
| Lincoln Savings Bank | 121 Cedar St | Nashua | IA | 11 |
| Lincoln Savings Bank | 214 W 4th St | Tama | IA | 11 |
| Lincoln Savings Bank | 242 Tower Park Dr | Waterloo | IA | 11 |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured banks reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
51.9
Tier 1 capital ratio
9.12%
Return on assets
-1.02%
Non-performing loans
4.32%
Efficiency ratio
88.31%
Asset growth (YoY)
-3.57%
Suggested direct comparisons
Des Moines, IA
$7.8B
$1.7B
Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.