Total Assets
$616.8M
Total Deposits
$516.0M
Branches
7
Established
1925
Farmers & Merchants Savings Bank is a bank headquartered in Manchester, Iowa, established in 1925. It holds $616.8M in total assets across 7 branch locations. In our editorial opinion, based on public FDIC/NCUA data, Farmers & Merchants Savings Bank earns a TFS Financial Health Grade of B+ (81.7/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
81.7 / 100
Good financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
Watching Farmers & Merchants Savings Bank?
Get a free alert the moment its TFS financial-health grade changes. No spam, ever.
Financial data through June 30, 2026. Updated by TFS August 28, 2026. Data sourced from FDIC BankFind Suite as of 2026-Q2. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| Farmers & Merchants Savings BankHQ | 101 E Main St | Manchester | IA | 11 |
| Farmers & Merchants Savings Bank | 220 W Main St | Anamosa | IA | 11 |
| Farmers & Merchants Savings Bank | 4000 1st Ave Ne | Cedar Rapids | IA | 11 |
| Farmers & Merchants Savings Bank | 200 1st St Sw | Cedar Rapids | IA | 11 |
| Farmers & Merchants Savings Bank | 111 E 1st St | Monticello | IA | 11 |
| Farmers & Merchants Savings Bank | 7641 Lake Dr | Lino Lakes | MN | 11 |
| Farmers & Merchants Savings Bank | 845 East County Road 32 | Vadnais Heights | MN | 11 |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured banks reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
81.7
Tier 1 capital ratio
12.41%
Return on assets
1.14%
Non-performing loans
1.70%
Efficiency ratio
53.62%
Asset growth (YoY)
3.76%
Suggested direct comparisons
Des Moines, IA
$7.8B
$621.3M
Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.