Total Assets
$538.2M
Total Deposits
$469.0M
Branches
11
Established
1903
First Security Bank and Trust Company is a bank headquartered in Charles City, Iowa, established in 1903. It holds $538.2M in total assets across 11 branch locations. In our editorial opinion, based on public FDIC/NCUA data, First Security Bank and Trust Company earns a TFS Financial Health Grade of C+ (70.8/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
70.8 / 100
Average financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
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Financial data through June 30, 2026. Updated by TFS August 28, 2026. Data sourced from FDIC BankFind Suite as of 2026-Q2. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| First Security Bank and Trust CompanyHQ | 809 Clark St | Charles City | IA | 11 |
| First Security Bank and Trust Company | 511 Main St | Dumont | IA | 11 |
| First Security Bank and Trust Company | 100 1st St Nw | Hampton | IA | 11 |
| First Security Bank and Trust Company | 220 1st St Nw | Hampton | IA | 23 |
| First Security Bank and Trust Company | 404 W Main St | Ionia | IA | 23 |
| First Security Bank and Trust Company | 3598 Orchid Ave | Manly | IA | 11 |
| First Security Bank and Trust Company | 26 W Congress St | Nora Springs | IA | 11 |
| First Security Bank and Trust Company | 109 Woodland Ave | Riceville | IA | 11 |
| First Security Bank and Trust Company | 211 W Main Ave | Rockford | IA | 11 |
| First Security Bank and Trust Company | 319 Main St E | Rockwell | IA | 11 |
| First Security Bank and Trust Company | 308 Main St | Thornton | IA | 11 |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured banks reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
70.8
Tier 1 capital ratio
10.03%
Return on assets
0.56%
Non-performing loans
0.27%
Efficiency ratio
84.12%
Asset growth (YoY)
-2.03%
Suggested direct comparisons
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Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.