Total Assets
$683.7M
Total Deposits
$519.3M
Branches
14
Established
1952
Finance Factors, Ltd. is a bank headquartered in Honolulu, Hawaii, established in 1952. It holds $683.7M in total assets across 14 branch locations. In our editorial opinion, based on public FDIC/NCUA data, Finance Factors, Ltd. earns a TFS Financial Health Grade of C- (64.9/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
64.9 / 100
Average financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
Watching Finance Factors, Ltd.?
Get a free alert the moment its TFS financial-health grade changes. No spam, ever.
Financial data through June 30, 2026. Updated by TFS August 28, 2026. Data sourced from FDIC BankFind Suite as of 2026-Q2. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| Finance Factors, Ltd.HQ | 1164 Bishop St | Honolulu | HI | 11 |
| Finance Factors, Ltd. | 800 S Marine Corps Dr Ste 4 | Tamuning | GU | 24 |
| Finance Factors, Ltd. | 605 Laukapu St | Hilo | HI | 11 |
| Finance Factors, Ltd. | 1600 Kapiolani Blvd | Honolulu | HI | 11 |
| Finance Factors, Ltd. | 1620 N School St | Honolulu | HI | 11 |
| Finance Factors, Ltd. | 4211 Waialae Ave | Honolulu | HI | 11 |
| Finance Factors, Ltd. | 1808 Liliha St | Honolulu | HI | 11 |
| Finance Factors, Ltd. | 2955 East Manoa Rd | Honolulu | HI | 11 |
| Finance Factors, Ltd. | 3408 Waialae Ave | Honolulu | HI | 11 |
| Finance Factors, Ltd. | 27 S Puunene Ave | Kahului | HI | 11 |
| Finance Factors, Ltd. | 28 Oneawa St | Kailua | HI | 11 |
| Finance Factors, Ltd. | 75-1022 Henry St | Kailua Kona | HI | 11 |
| Finance Factors, Ltd. | 4393 Kukui Grove St Ste A | Lihue | HI | 11 |
| Finance Factors, Ltd. | 850 Kamehameha Hwy | Pearl City | HI | 11 |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured banks reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
64.9
Tier 1 capital ratio
12.02%
Return on assets
0.62%
Non-performing loans
2.23%
Efficiency ratio
76.34%
Asset growth (YoY)
-3.55%
Suggested direct comparisons
Honolulu, HI
$7.5B
Constitution Bank, National Association
Hillsboro, IL
$683.1M
Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.